2021 Jd Cir, Berea, KY 40403 Property Records

Madison County property record for 2021 Jd Cir, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,636 sqft
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$153,000 (Apr 2019)
Tax Bill	$1,328 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0073-0005-0038`

Property Details

APN / Parcel Number

Primary APN	`0073-0005-0038`
Alternative APNs	`135603` `98373` `65572`

Interior

Stories	1 Story
Building Area	1,636 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	65572
Street Address	2021 JD CIR
City	BEREA
State	KY
Zip	40403-9187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUSH BOTTOM ESTS LOT 38
Legal Subdivision	BUSH BOTTOM
Legal Lot Number	38
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3001
Census Tract	11101

Owner

Source: Madison County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2021 JD CIR, BEREA, KY 40403-9187
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 12, 2019	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 17, 2018	Deed, Transfer · Conventional Mortgage PRIME MORTGAGE LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2019 · Amount on Record
Deed Sale	Apr 12, 2019 · Amount on Record
Prior Sale	Sep 17, 2018 · Amount on Record
Deed Document Number	20192013990926
Deed Book / Page	772 / 198
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	2021 JD CIR, BEREA, KY 40403-9187
Transaction Type	Mortgage
Record Updated	Jun 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 JD CIR, BEREA, KY 40403-9187

Mortgage

Document Number	0M2233/280
Date	May 12, 2023
Book Page	M2233/280
Instrument	2014144512

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Dec 1, 2051

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Apr 12, 2019
Property Address	2021 JD CIR, BEREA, KY 40403-9187
Document Number	D00772/198
Book / Page	D00772 / 198
Map Reference	MB 13 PG 194
Instrument Date	Apr 1, 2019
Instrument	2013990926
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$153.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	109 CIRCLE DR, 109, BEREA, KY 40403-1003

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2021 JD CIR, BEREA, KY 40403-9187

Mortgage

Document Number	2013990927
Date	Apr 12, 2019
Instrument	2013990927

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 17, 2018
Property Address	2021 JD CIR, BEREA, KY 40403-9187
Document Number	D00764/507
Book / Page	D00764 / 507
Map Reference	MB13 PG194
Instrument Date	Sep 5, 2018
Instrument	2013981954
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 OLD FARM RD, 102, RICHMOND, KY 40475-8545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 JD CIR, BEREA, KY 40403-9187

Mortgage

Document Number	2013981955
Date	Sep 17, 2018
Instrument	2013981955

Lender

Name	PRIME MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,328.00 (-10.51%) Homeowner's exemption	$190,000 (+24.18%)	$190,000 (+24.18%)
2023	$1,484.00	$153,000	$153,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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