2021 Ferdig St, Yankton, SD 57078 Property Records

Yankton County property record for 2021 Ferdig St, Yankton, SD 57078

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,308 sqft · built 1925
Lot Size	4.75 acres (206,968 sqft)
Owner	2 Trust Names on File
Last Sale	$295,000 (Jun 2010)
Tax Bill	$6,727 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`78.980.008.050`

Property Details

APN / Parcel Number

Primary APN	`78.980.008.050`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,308 sqft Living Area
Basement Area	1,868 sqft
Finished Basement	1,868 sqft
Unfinished Basement	1,868 sqft
Flooring	Hardwood

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	EIFS / Synthetic Stucco
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	206,968 sqft (4.75 acres)
Garage Type	Mixed
Garage Area	1,024 sqft
Parking Spaces	3 Parking Spaces
Quonset Hut	2,308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2021 FERDIG ST
City	YANKTON
State	SD
Zip	57078-1859
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E2 N10A SW4 NW4
Legal Range	55
Legal Township	93
Legal Section	08
Legal Subdivision	PARCEL'S
Jurisdiction	YANKTON SD
Township / Civil Division	YANKTON
Census Block Group	1
Census Block	1041
Census Tract	966200

Owner

2021 Ferdig St is owner-occupied and held in a trust since March 2026.

Source: Yankton County records, as of October 1, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2021 FERDIG ST, YANKTON, SD 57078-1859
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · Line of Credit CORTRUST BANK NA
Jun 23, 2025	Deed of Trust, Mortgage · Line of Credit BANKFIRST
Mar 27, 2026	Warranty Deed, Transfer BRANTON TITLE COMPANY, YANKTON TITLE COMPANY
Mar 26, 2026	Intrafamily Transfer, Transfer
Jul 26, 2022	Warranty Deed, Transfer · Conventional Mortgage CORTRUST MORTGAGE
Jun 21, 2010	Warranty Deed, Transfer · Conventional Mortgage FIRST DAKOTA NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2010 · Amount on File
Deed Sale	Jun 21, 2010 · Amount on File
Deed Book / Page	493 / 39
Last Transfer Date	Mar 16, 2026
Transfer Doc	0000212558
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	2021 FERDIG ST, YANKTON, SD 57078-1859
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 FERDIG ST, YANKTON, SD 57078-1859

Mortgage

Document Number	0000567/23
Date	Sep 15, 2022
Book Page	567/23

Lender

Name	CORTRUST BANK NA
Type	Bank
Address	YANKTON, SD 57078

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	2021 FERDIG ST, YANKTON, SD 57078-1859
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 FERDIG ST, YANKTON, SD 57078-1859

Mortgage

Document Number	000579/253
Date	Jun 23, 2025
Book Page	579/253

Lender

Name	BANKFIRST
Type	Bank
Address	100 N 13TH ST, NORFOLK, NE 68701

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	8 Months
Due	Feb 1, 2026

Interest

Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Mar 27, 2026
Property Address	2021 FERDIG ST, YANKTON, SD 57078-1859
Document Number	000583/146
Book / Page	583 / 146
Instrument Date	Mar 26, 2026
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	BRANTON TITLE COMPANY, YANKTON TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1401 S SUGAR MAPLE DR, SIOUX FALLS, SD 57110-8902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 FERDIG ST, YANKTON, SD 57078-1859

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YANKTON SD
Recording Date	Mar 26, 2026
Property Address	2021 FERDIG ST, YANKTON, SD 57078-1859
Document Number	000583/110
Book / Page	583 / 110
Instrument Date	Mar 16, 2026
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2021 FERDIG ST, YANKTON, SD 57078-1859

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 FERDIG ST, YANKTON, SD 57078-1859

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Jul 26, 2022
Property Address	2021 FERDIG ST, YANKTON, SD 57078-1859
Document Number	000566/184
Book / Page	566 / 184
Instrument Date	Jul 25, 2022
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	BRANTON TITLE COMPANY, YANKTON TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$672.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2021 FERDIG ST, YANKTON, SD 57078-1859

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2808 LAKEVIEW DR, YANKTON, SD 57078-5119

Mortgage

Document Number	0000566185
Date	Jul 26, 2022
Instrument	566/185

Lender

Name	CORTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

June 2010: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Jun 21, 2010
Property Address	2021 FERDIG ST, YANKTON, SD 57078-1859
Document Number	000493/039
Book / Page	493 / 039
Instrument Date	Jun 21, 2010
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	YANKTON TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52040 N 297TH AVE, WICKENBURG, AZ 85390-2504

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2021 FERDIG ST, YANKTON, SD 57078-1859

Mortgage

Document Number	000493/040
Date	Jun 21, 2010
Book Page	493/040

Lender

Name	FIRST DAKOTA NATIONAL BANK
Address	YANKTON, SD 57078

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 2021 Ferdig St was $6,727.

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Municipality	Yankton City
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$512,000 (+1.17%) Land $86,900 Building $425,100	$512,000 Land $86,900 Building $425,100
2025	$6,727.00	$506,100 Land $86,900 Building $419,200
2023		$439,600 Land $86,900 Building $352,700
2022	$5,989.00
2021			$327,400 Land $43,500 Building $283,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2021 Ferdig St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2021 Ferdig St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of South Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BY WATER DISTRICT serves 13,320 people · EPA ID SD4600865
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable	5,000 / 5,000
Midco Cable	1,250 / 60
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: South Dakota Wireless Internet.

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