2021 E 23rd St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2021 E 23rd St, Chattanooga, TN 37404

Property Summary

Property TypeAuto Repair, Garage
Details13,313 sqft · built 1950
Lot Size1.36 acres (59,242 sqft)
OwnerCompany Name on File
Last Sale$157,348 (Sep 2014)
Tax Bill$6,220 (2025)
Deeds & MortgagesSep 2020 Line of Credit
Flood ZoneZone X (moderate risk)
APN156G B 014.02

Property Details

APN / Parcel Number

Primary APN156G B 014.02
Alternative APN
  • 0000385146

Interior

Stories1 Story
Building Area13,313 sqft Total Area

Exterior

Year BuiltBuilt 1950
Exterior MaterialBrick Veneer
Roof TypeRigid Frame Bar Joist
Roof MaterialBuilt-Up Asphalt
Lot Area59,242 sqft (1.36 acres)

Location & Zoning

Account Number0000385146
Street Address2021 E 23RD ST
CityCHATTANOOGA
StateTN
Zip37404-5807
Property CategoryCommercial
Property TypeCommercial > Retail > Auto Repair, Garage
Legal DescriptionLT 2 ROCKY TOP ENTERPRISES SUB PB 109 PG 102 OUT OF 156G B 014 FOR 2018
Legal SubdivisionROCKY TOP ENTERPRISES SUB
Legal Lot Number2
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2022
Census Tract2600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2710 LOCUST ST, NASHVILLE, TN 37207-4036
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 8, 2014 · Amount on Record
Deed SaleSep 8, 2014 · Amount on Record
Deed Document Number2014090800312
Deed Book / Page10297 / 519
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2021 E 23RD ST, CHATTANOOGA, TN 37404-5807
Document Number0909000301
Instrument DateSep 8, 2020
Transaction TypeMortgage
Record UpdatedSep 28, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2710 LOCUST ST NASHVILLE TN 372074036, NASHVILLE, TN 37207-4036

Mortgage

Document Number0909000301
DateSep 9, 2020
Book Page012145/000311
Instrument200909000301
Lender
NameFIFTH THIRD BK NA
Address424 CHURCH ST # 600, NASHVILLE, TN 37219-3325
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,220.00 (-18.66%)$410,400 (+20.07%)$1,026,000 (+20.07%) Land $355,500 Building $670,500
2024$7,647.00$341,800 (-)$854,500 (-) Land $199,900 Building $654,600
2023$7,647.00$341,800 (-)$854,500 (-) Land $199,900 Building $654,600
2022$7,647.00$341,800$854,500 Land $199,900 Building $654,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims17 (1982–2010)
Claims Outside the SFHA4 of 17
Most Recent ClaimNov 2010 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2004 · 2 claims
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35

May also be available: AT&T, T-Mobile USA, Verizon.

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