2021 Crystal Ln, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2021 Crystal Ln, Saint Cloud, FL 34769

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,159 sqft · built 1987
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Jun 2017)
Tax Bill	$747 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-26-30-0617-0001-1120`

Property Details

APN / Parcel Number

Primary APN	`11-26-30-0617-0001-1120`
Alternative APNs	`112630359300011120` `263011061700011120` `84162`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,159 sqft Living Area
Gross Area	1,267 sqft
1st Floor Area	1,159 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,013 sqft (0.161 acres)
Garage Type	Carport
Garage Area	444 sqft
Carport	Carport
Carport Area	444 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2021 CRYSTAL LN
City	SAINT CLOUD
State	FL
Zip	34769-5084
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	SMH2
Legal Description	KANUGA VILLAGE M H PARK PHASE 3 PB 4 PG 113 LOT 112
Legal Range	30E
Legal Township	26S
Legal Section	11
Legal Subdivision	KANUGA VLG MOBILE HOME PARK PH 3
Legal Phase	3
Legal Tract	617
Legal Block	1120
Legal Lot Number	112
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2030
Census Tract	43303

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2021 CRYSTAL LN, SAINT CLOUD, FL 34769-5084
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 29, 2017	Warranty Deed, Transfer · Conventional with PMI CENTERSTATE BK/FL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 29, 2017 · Amount on Record
Deed Sale	Jun 29, 2017 · Amount on Record
Prior Sale	Feb 1, 2006 · Amount on Record
Deed Document Number	201795329
Deed Book / Page	5172 / 448
Prior Transfer Date	Jan 31, 2006
Prior Transfer Doc	0032360445
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2021 CRYSTAL LN, SAINT CLOUD, FL 34769-5084
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 CRYSTAL LN, SAINT CLOUD, FL 34769-5084

Mortgage

Document Number	0061922331
Date	Apr 12, 2022
Book Page	6192/2331
Instrument	2022058319

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 29, 2017
Property Address	2021 CRYSTAL LN, SAINT CLOUD, FL 34769-5084
Document Number	0051720448
Book / Page	005172 / 000448
Instrument Date	Jun 28, 2017
Instrument	95329
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 CRYSTAL LN ST CLOUD FL 347695084, ST CLOUD, FL 34769-5084

Mortgage

Document Number	51720449
Date	Jun 29, 2017
Book Page	005172/000449
Instrument	95330

Lender

Name	CENTERSTATE BK/FL
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$747.00 (+4.92%)	$84,620 (+5.99%)	$194,900 (+5.64%) Land $50,000 Building $144,900
2024	$712.00 (+4.86%)
2023	$679.00 (+6.59%) Homeowner's exemption	$79,841 (+3%)	$184,500 (+39.77%) Land $35,000 Building $149,500
2022	$637.00 Homeowner's exemption	$77,516	$132,000 Land $26,000 Building $106,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Lumen Technologies, Xfinity.

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