2021 Cornucopia Ct, Independence, KY 41051 Property Records

Kenton County property record for 2021 Cornucopia Ct, Independence, KY 41051

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.5 ba · 2,676 sqft · built 1999
Lot Size0.64 acres (27,878 sqft)
Owner2 Individual Names on Record
Last Sale$316,000 (Aug 2019)
Tax Bill$3,897 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN045-20-01-078.00

Property Details

APN / Parcel Number

Primary APN045-20-01-078.00

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,676 sqft Finished Area
Gross Area3,526 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area27,878 sqft (0.64 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address2021 CORNUCOPIA CT
CityINDEPENDENCE
StateKY
Zip41051-8155
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHARVEST HILLS SEC 6 LOT 78
Legal SubdivisionHARVEST HILLS
Legal Phase6
Legal Lot Number78
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1003
Census Tract63606

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2021 CORNUCOPIA CT, INDEPENDENCE, KY 41051-8155
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2019 · Amount on Record
Deed SaleAug 29, 2019 · Amount on Record
Prior SaleMay 29, 2003 · Amount on Record
Deed Document Number201908 29 059 00211
Deed Book / Page4319 / 325
Record UpdatedOct 29, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateAug 29, 2019
Property Address2021 CORNUCOPIA CT, INDEPENDENCE, KY 41051-8155
Document Number0000000211
Book / Page0I4319 / 000325
Instrument DateAug 26, 2019
Instrument211
Transaction TypeTransfer
Record UpdatedSep 27, 2019
Title CompanyHOMESTEAD TITLE AGENCY LIMITED, HOMESTEAD TITLE AGCY LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$316.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2021 CORNUCOPIA CT INDEPENDENCE KY 410518155, INDEPENDENCE, KY 41051-8155

Mortgage

Document Number212
DateAug 29, 2019
Book Page0I4319/000329
Instrument212
Lender
NameVICTORY CMNTY BK
TypeBank
AddressFORT MITCHELL, KY 41017
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 28, 2049

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$335,100 (-) Land $45,000 Building $290,100$335,100 (-) Land $45,000 Building $290,100
2025$3,897.00 (-2.26%)$335,100 (+6.04%) Land $45,000 Building $290,100$335,100 (+6.04%) Land $45,000 Building $290,100
2023$3,987.00$316,000 Land $30,000 Building $286,000$316,000 Land $30,000 Building $286,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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