2021 Cardinal Dr, Springfield, IL 62704 Property Records

Sangamon County property record for 2021 Cardinal Dr, Springfield, IL 62704

Property Summary

Property Type	Single Family Home
Lot Size	0.252 acres (11,003 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Feb 2026)
Tax Bill	$5,478 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2008 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`14-32.0-351-038`

Property Details

APN / Parcel Number

Primary APN	`14-32.0-351-038`
Alternative APN	`14320351038 (CHECK DIGIT = 7)`

Exterior

Lot Area	11,003 sqft (0.252 acres)

Location & Zoning

Account Number	14320351038
Street Address	2021 CARDINAL DR
City	SPRINGFIELD
State	IL
Zip	62704-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E55' W110' L 5 WASHINGTON PARK GARDENS
Legal Subdivision	WASHINGTON PARK GARDENS
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	5
Census Block	5006
Census Tract	1004

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2021 CARDINAL DR, SPRINGFIELD, IL 62704-2203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
Jan 29, 2008	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
Mar 7, 2006	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
Jul 19, 2007	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
Mar 22, 2006	Deed of Trust, Mortgage · Conventional Mortgage BANK OF SPRINGFIELD
Aug 6, 2008	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
Jun 19, 2009	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HOUSING DEV AUTHORITY
Feb 23, 2026	Warranty Deed, Transfer · Conventional Mortgage MEMBER FIRST MORTGAGE LLC
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HOUSING DEV AUTHORITY
Mar 4, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2026 · Amount on Record
Deed Sale	Feb 23, 2026 · Amount on Record
Prior Sale	Mar 4, 2021 · Amount on Record
Deed Document Number	20262929
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2021 CARDINAL DR, SPRINGFIELD, IL 62704-2203
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R01354
Date	Jan 15, 2021
Instrument	2021R01354

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 29, 2021

Interest

Rate Type	Fixed Rate

January 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2021 CARDINAL DR, SPRINGFIELD, IL 62704-2203
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2008R04134
Date	Jan 29, 2008
Instrument	2008R04134

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2021 CARDINAL DR, SPRINGFIELD, IL 62704-2203
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2006R08099
Date	Mar 7, 2006
Instrument	2006R08099

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2036

Interest

Rate Type	Fixed Rate

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2021 CARDINAL DR, SPRINGFIELD, IL 62704-2203
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2007R26796
Date	Jul 19, 2007
Instrument	2007R26796

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2021 CARDINAL DR, SPRINGFIELD, IL 62704-2203
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2006R10028
Date	Mar 22, 2006
Instrument	2006R10028

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2021 CARDINAL DR, SPRINGFIELD, IL 62704-2203
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2008R30488
Date	Aug 6, 2008
Instrument	2008R30488

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2021 CARDINAL DR, SPRINGFIELD, IL 62704-2203
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2009R32334
Date	Jun 19, 2009
Instrument	2009R32334

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2021 CARDINAL DR, SPRINGFIELD, IL 62704-2203
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2021R05976
Date	Mar 4, 2021
Instrument	2021R05976

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Feb 23, 2026
Property Address	2021 CARDINAL DR, SPRINGFIELD, IL 62704-2203
Document Number	2026R02929
Instrument Date	Feb 19, 2026
Instrument	2026R02929
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2021 CARDINAL DR, SPRINGFIELD, IL 62704-2203

Mortgage

Document Number	2026R02930
Date	Feb 23, 2026
Instrument	2026R02930

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.75%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	2021 CARDINAL DR, SPRINGFIELD, IL 62704-2203
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2021R05976
Date	Mar 4, 2021
Instrument	2021R05976

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Mar 4, 2021
Property Address	2021 CARDINAL DR, SPRINGFIELD, IL 62704-2203
Document Number	2021R05974
Instrument Date	Mar 1, 2021
Instrument	2021R05974
Transaction Type	Transfer
Record Updated	May 28, 2024
Title Company	PRAIRIE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65 WIENOLD LN, SPRINGFIELD, IL 62711-9442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2021 CARDINAL DR, SPRINGFIELD, IL 62704-2203
Investor	Possibly a Property Investor

Mortgage

Document Number	2021R05975
Date	Mar 4, 2021
Instrument	2021R05975

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,478.00 (+3.36%)	$67,666 (+7.22%) Land $16,550 Building $51,116	$202,998 (+7.22%) Land $49,650 Building $153,348
2024	$5,300.00 (+8.19%)	$63,110 (+15.41%) Land $15,436 Building $47,674	$189,330 (+15.41%) Land $46,308 Building $143,022
2022	$4,899.00	$54,681 Land $13,374 Building $41,307	$164,043 Land $40,122 Building $123,921

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20