2021 Arnold Dr, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 2021 Arnold Dr, Charlotte, NC 28205

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,680 sqft · built 1950
Lot Size0.395 acres (17,249 sqft)
OwnerIndividual Name on File
Last Sale$550,500 (Nov 2021)
Tax Bill$5,002 (2023)
Deeds & MortgagesNov 2021 Sale & Mortgage
Nov 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN095-101-10

Property Details

APN / Parcel Number

Primary APN095-101-10

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,680 sqft Heated Area
1st Floor Area1,040 sqft
Upper Floors Area640 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area17,249 sqft (0.395 acres)
Patio Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number095-101-10
Street Address2021 ARNOLD DR
CityCHARLOTTE
StateNC
Zip28205-3813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL4 B5A M6-351
Legal SubdivisionCOUNTRY CLUB HILLS
Legal Block5A
Legal Lot Number4
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1014
Census Tract1200

Owner

2021 Arnold Dr is owned and occupied by an individual who bought it in November 2021.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2021 ARNOLD DR, CHARLOTTE, NC 28205-3813
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2021Warranty Deed, Transfer · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Nov 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
THIRD FED'L S&L ASSN/CLEVELAND
Oct 12, 2018Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Jul 27, 2018Deed of Trust, Mortgage · Line of Credit
SOUTH ST BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 10, 2021 · Amount on File
Deed SaleNov 10, 2021 · Amount on File
Prior SaleOct 12, 2018 · Amount on File
Deed Document Number0036746717
Deed Book / Page36746 / 717
Record UpdatedJun 7, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 10, 2021
Property Address2021 ARNOLD DR, CHARLOTTE, NC 28205-3813
Document Number0000214537
Book / Page36746 / 717
Map ReferenceMB 6 PG 359
Instrument DateNov 5, 2021
Instrument2021214537
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,101.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2134 LAKECREST DR, GRAPEVINE, TX 76051-4637

Transferred To (Grantee/Buyer)

NameVerified Name
Address2021 ARNOLD DR, CHARLOTTE, NC 28205-3813

Mortgage

Document Number0000214538
DateNov 10, 2021
Instrument2021214538
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2021 ARNOLD DR, CHARLOTTE, NC 28205-3813
Document Number0000163561
Instrument DateNov 22, 2019
Transaction TypeMortgage
Record UpdatedDec 24, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2021 ARNOLD DR CHARLOTTE NC 282053813, CHARLOTTE, NC 28205-3813

Mortgage

Document Number0000163561
DateDec 2, 2019
Book Page034082/000748
Instrument163561
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueDec 1, 2029

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 12, 2018
Property Address2021 ARNOLD DR, CHARLOTTE, NC 28205-3813
Document Number0000129166
Book / Page33040 / 845
Map ReferenceMB6 PG359
Instrument DateOct 12, 2018
Instrument2018129166
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$734.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2021 ARNOLD DR, CHARLOTTE, NC 28205-3813

Mortgage

Document Number0000129167
DateOct 12, 2018
Instrument2018129167
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2048

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2021 ARNOLD DR, CHARLOTTE, NC 28205-3813
Document Number0000097003
Instrument DateJul 27, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2021 ARNOLD DR CHARLOTTE NC 282053813, CHARLOTTE, NC 28205-3813

Mortgage

Document Number0000097003
DateAug 1, 2018
Book Page032875/000324
Instrument97003
Lender
NameSOUTH ST BK
TypeBank
AddressCOLUMBIA, SC 29202-3113
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueJul 31, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 2021 Arnold Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 19 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims99 (1982–2024)
Claims Outside the SFHA19 of 99
Most Recent ClaimJan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2021 Arnold Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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