2021 17th St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 2021 17th St S, Saint Cloud, MN 56301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,330 sqft · built 1987
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on File
Last Sale$184,900 (Aug 2016)
Tax Bill$3,942 (2026)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN82-47185-0073

Property Details

APN / Parcel Number

Primary APN82-47185-0073

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories4 Stories
Building Area1,330 sqft Living Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialBrick
Roof MaterialAsphalt
Lot Area11,761 sqft (0.27 acres)
Lot Width79 ft Width
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address2021 17TH ST S
CitySAINT CLOUD
StateMN
Zip56301-4947
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 003 BLK 001 GOETTENS ADD PLAT 07 SECTION 22 TOWNSHIP 124 RANGE 028 SECTION 22 TOWNSHIP 124 RANGE 028
Legal Range28W
Legal Township124
Legal Section22
Legal SubdivisionGOETTENS ADD PLAT 07
Legal Block1
Legal Lot Number3
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3006
Census Tract401

Owner

2021 17th St S is owned and occupied by an individual who bought it in August 2016.

Source: Stearns County records, as of September 22, 2026

Owner of RecordIndividual Name on File
Mailing Address2021 17TH ST S, SAINT CLOUD, MN 56301-4947
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2016 · Amount on File
Deed SaleAug 12, 2016 · Amount on File
Deed Document Number2016546642
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEARNS MN
Recording DateAug 31, 2026
Property Address2021 17TH ST S, SAINT CLOUD, MN 56301-4947
Document Number0001720040
Instrument DateJul 21, 2026
Instrument20261720040
Transaction TypeMortgage
Record UpdatedSep 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address2021 17TH ST S, SAINT CLOUD, MN 56301-4947

Mortgage

Document Number0001720040,
DateAug 31, 2026
Instrument20261720040
Lender
NameOLD NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 25, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 2021 17th St S was $3,942.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,942.00$283,500 (-) Land $50,000 Building $233,500$283,500 (-) Land $50,000 Building $233,500
2025$283,500 Land $50,000 Building $233,500$283,500 Land $50,000 Building $233,500
2023$3,014.00$266,200 Land $50,000 Building $216,200$266,200 Land $50,000 Building $216,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2021 17th St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2021 17th St S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Intrepid Fiber Networks
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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