20205 W Covington Dr, Plainfield, IL 60544 Property Records

Will County property record for 20205 W Covington Dr, Plainfield, IL 60544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,452 sqft · built 1995
Lot Size	0.16 acres (6,840 sqft)
Owner	Individual Name on Record
Tax Bill	$7,116 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-06-378-008`

Property Details

APN / Parcel Number

Primary APN	`11-04-06-378-008`
Alternative APN	`04063780080000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,452 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	6,840 sqft (0.16 acres)
Lot Dimensions	120 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	20205 W COVINGTON DR
City	PLAINFIELD
State	IL
Zip	60544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 391 IN LAKEWOOD FALLS UNIT 1, POD 3, BEING A SUB OF PRT OF THE SE1/4 OF SEC 6, T36N-R10E.
Legal Range	10E
Legal Township	36N
Legal Section	06
Legal Subdivision	LAKEWOOD FALLS
Legal Lot Number	391
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2015
Census Tract	880503

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21205 W COVINGTON DR, PLAINFIELD, IL 60544-7347
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Deed of Trust, Mortgage · Line of Credit BUTTON FINANCE INC
Feb 7, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage VILLAGE CAPITAL & INVESTMENTS LLC
Jan 17, 2020	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Sep 10, 2018	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2022
Deed Sale	Feb 7, 2022
Prior Sale	Aug 17, 2005 · Amount on Record
Deed Document Number	202211911
Prior Transfer Date	Dec 7, 2021
Prior Transfer Doc	0000011911
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	21205 W COVINGTON DR, PLAINFIELD, IL 60544-7347
Transaction Type	Mortgage
Record Updated	Nov 22, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054225
Date	Oct 16, 2023
Instrument	R2023054225

Lender

Name	BUTTON FINANCE INC
Type	Mortgage Company
Address	WHITE PLAINS, NY 10606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Feb 7, 2022
Property Address	21205 W COVINGTON DR, PLAINFIELD, IL 60544-7347
Document Number	0000011911
Map Reference	DOC R95-001506
Instrument Date	Dec 7, 2021
Instrument	R2022011911
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21205 W COVINGTON DR, PLAINFIELD, IL 60544-7347

Mortgage

Document Number	0000011912
Date	Feb 7, 2022
Instrument	R2022011912

Lender

Name	VILLAGE CAPITAL & INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 1, 2037

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	21205 W COVINGTON DR, PLAINFIELD, IL 60544-7347
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005384
Date	Jan 17, 2020
Instrument	R2020005384

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	CAMPBELLSVILLE, KY 42718

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Nov 1, 2034

Interest

Rate Type	Fixed Rate
Rate	3%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	21205 W COVINGTON DR, PLAINFIELD, IL 60544-7347
Document Number	0000066787
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Oct 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21205 W COVINGTON DR PLAINFIELD IL 605447347, PLAINFIELD, IL 60544-7347

Mortgage

Document Number	0000066787
Date	Sep 24, 2018
Instrument	66787

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 23, 2033

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Unified School District	Valley View Community Unit School District 365U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,116.00 (+19.8%)	$86,773 (+7.2%) Land $28,507 Building $58,266	$260,319 (+7.2%) Land $85,521 Building $174,798
2024		$80,945 (+23.02%) Land $26,592 Building $54,353	$242,835 (+23.02%) Land $79,776 Building $163,059
2022	$5,940.00 Homeowner's exemption	$65,798 Land $21,617 Building $44,181	$197,394 Land $64,851 Building $132,543

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROMEOVILLE serves 50,458 people · EPA ID IL1970900
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Bertram Communications, T-Mobile.

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