20205 Broad Run Dr, Sterling, VA 20165 Property Records

Loudoun County property record for 20205 Broad Run Dr, Sterling, VA 20165

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,696 sqft · built 2017
Lot Size0.87 acres (37,897 sqft)
Owner2 Individual Names on File
Tax Bill$10,393 (2026)
Deeds & MortgagesMay 2020 Mortgage
Sep 2018 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN039-20-0463-000

Property Details

APN / Parcel Number

Primary APN039-20-0463-000
Alternative APN
  • 63 A 6 A1-2

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures17 Plumbing Fixtures
Stories2 Stories
Building Area4,696 sqft Living Area
Basement Area2,265 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleColonial
Exterior MaterialBrick/Stone
Roof TypeHip
Roof MaterialAsphalt
Lot Area37,897 sqft (0.87 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address20205 BROAD RUN DR
CitySTERLING
StateVA
Zip20165-2509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR1
Legal DescriptionNIESCIUR SUBD LOT A1-2 200610050085255 200610050085256P
Legal SubdivisionNIESCIUR SUBD
Legal Block1
Legal Lot NumberA1
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group1
Census Block1006
Census Tract611101

Owner

20205 Broad Run Dr is owned and occupied by two individuals.

Source: Loudoun County records, as of September 18, 2026

Owner of Record2 Individual Names on File
Mailing Address20205 BROAD RUN DR, STERLING, VA 20165-2509
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Sep 24, 2018Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Jan 19, 2018Deed of Trust, Mortgage
NAVY FCU
Mar 15, 2017Grant Deed, Transfer
SANDY SPRING BK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20205 BROAD RUN DR, STERLING, VA 20165-2509
Document Number20200519036065
Instrument DateMay 14, 2020
Transaction TypeMortgage
Record UpdatedJun 2, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20205 BROAD RUN DR STERLING VA 201652509, STERLING, VA 20165-2509

Mortgage

Document Number20200519036065
DateMay 19, 2020
Instrument36065
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 18, 2050
Interest
Rate TypeFixed Rate

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20205 BROAD RUN DR, STERLING, VA 20165-2509
Document Number20181102064269
Instrument DateSep 24, 2018
Transaction TypeMortgage
Record UpdatedNov 28, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20181102064269
DateNov 2, 2018
Instrument64269
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueNov 1, 2058
Interest
Rate TypeAdjustable Rate
Rate6.25%

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20205 BROAD RUN DR, STERLING, VA 20165-2509
Document Number20180124004136
Instrument DateJan 19, 2018
Transaction TypeMortgage
Record UpdatedApr 5, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number20180124004136
DateJan 24, 2018
Instrument4136
Lender
NameNAVY FCU
TypeCredit Union
Agreement
AmountAmount on Record
Term360 Months
DueJan 23, 2048
Interest
Rate TypeFixed Rate

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLOUDOUN VA
Recording DateMar 15, 2017
Property Address20205 BROAD RUN DR, STERLING, VA 20165-2509
Document Number20170315015737
Instrument DateMar 8, 2017
Instrument15737
Transaction TypeTransfer
Record UpdatedMar 31, 2017
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

AmountAmount on Record
Tax$260.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address21154 TWINRIDGE SQ STERLING VA 201646316, STERLING, VA 20164-6316

Mortgage

Document Number20170315015738
DateMar 15, 2017
Instrument15738
Lender
NameSANDY SPRING BK
TypeBank
AddressOLNEY, MD 20832
Agreement
AmountAmount on Record
Term360 Months
DueMar 14, 2047
Interest
Rate TypeAdjustable Rate
Rate4.12%

Tax Assessment & Valuation

The 2026 property tax bill for 20205 Broad Run Dr was $10,393.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,393.00$1,291,130 Land $369,300 Building $921,830$1,291,130 Land $369,300 Building $921,830
2023$10,249.00$1,171,400 Land $283,700 Building $887,700$1,171,400 Land $283,700 Building $887,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20205 Broad Run Dr in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 25 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims46 (1984–2018)
Claims Outside the SFHA8 of 46
Most Recent ClaimDec 2018 · rainfall accumulation
Claims by Event
  • Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide, Feb 2003 · 2 claims
  • Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20205 Broad Run Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

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