20203 Cadogan Ct, Katy, TX 77450 Property Records

Harris County property record for 20203 Cadogan Ct, Katy, TX 77450

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,256 sqft · built 1982
Lot Size	0.308 acres (13,397 sqft)
Owner	Individual Name on File
Last Sale	$691,600 (Jul 2026)
Tax Bill	$5,683 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-249-020-0010`

Property Details

APN / Parcel Number

Primary APN	`114-249-020-0010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,256 sqft Living Area
1st Floor Area	2,184 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	13,397 sqft (0.308 acres)
View / Lot	Neighborhood
Garage Area	587 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	645 sqft
Porch	Open Frame Porch
Porch Area	167 sqft
Deck Area	Deck Area
Patio Area	316 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1142490200010
Street Address	20203 CADOGAN CT
City	KATY
State	TX
Zip	77450-5033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 10 BLK 20 NOTTINGHAM COUNTRY SEC 8 R/P
Legal Subdivision	NOTTINGHAM COUNTRY SEC 8 R/P
Legal Block	20
Legal Lot Number	10
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3003
Census Tract	454700

Owner

20203 Cadogan Ct is owned and occupied by an individual who bought it in July 2026.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	20203 CADOGAN CT, KATY, TX 77450-5033
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on File
Deed Sale	Jul 2, 2026 · Amount on File
Prior Sale	Jul 3, 2007 · Amount on File
Deed Document Number	2026266827
Prior Transfer Date	Jun 29, 2007
Prior Transfer Doc	20070406072
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARRIS TX
Recording Date	Jul 2, 2026
Property Address	20203 CADOGAN CT, KATY, TX 77450-5033
Document Number	0000266827
Instrument Date	Jul 1, 2026
Instrument	2026266827
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20203 CADOGAN CT, KATY, TX 77450-5033

Mortgage

Document Number	0000266828,
Date	Jul 2, 2026
Instrument	2026266828

Lender

Name	LOAN STORE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 20203 Cadogan Ct was $5,683, down 28.4% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$489,093 (-5.51%) Land $145,210 Building $343,883	$489,093 (-5.51%) Land $145,210 Building $343,883
2025	$5,683.00 (-28.39%) Homeowner's exemption	$517,622 Land $145,210 Building $372,412	$517,622 Land $145,210 Building $372,412
2024	$7,936.00
2023		$459,688 Land $145,210 Building $314,478	$459,688 Land $145,210 Building $314,478
2022	$5,853.00
2020	$5,993.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20203 Cadogan Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 97 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	97 in force
Nearby Flood Claims	26 (1981–2019)
Claims Outside the SFHA	26 of 26
Most Recent Claim	Sep 2019 · Tropical Storm Imelda
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20203 Cadogan Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MASON CREEK UTILITY DISTRICT serves 8,900 people · EPA ID TX1010379
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ezee Fiber.

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