20202 Windsor Trace Ln, Richmond, TX 77407 Property Records

Fort Bend County property record for 20202 Windsor Trace Ln, Richmond, TX 77407

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,714 sqft · built 2005
Lot Size	0.169 acres (7,402 sqft)
Owner	Individual Name on Record
Tax Bill	$6,224 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R326206`

Property Details

APN / Parcel Number

Primary APN	`R326206`
Alternative APN	`4792-01-003-0010-901`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,714 sqft Living Area
1st Floor Area	1,590 sqft
2nd Floor Area	1,124 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,402 sqft (0.169 acres)
Garage Type	Attached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	36 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R326206
Street Address	20202 WINDSOR TRACE LN
City	RICHMOND
State	TX
Zip	77407-6482
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEMONT MEADOWS SEC 1, BLOCK 3, LOT 1
Legal Subdivision	LAKEMONT MEADOWS SEC 1
Legal Block	3
Legal Lot Number	1
Jurisdiction	FORT BEND TX
Township / Civil Division	SUGAR LAND
Census Block Group	2
Census Block	2002
Census Tract	672906

Owner

Source: Fort Bend County records, as of January 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20202 WINDSOR TRACE LN, RICHMOND, TX 77407-6482
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Vendor's Lien, Transfer · Conventional Mortgage BANK OF AMERICA NA
Mar 22, 2021	Vendor's Lien, Transfer · Conventional Mortgage TOP ONE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2025
Deed Sale	Oct 2, 2025
Prior Sale	Mar 22, 2021
Deed Document Number	2025102312
Record Updated	Jun 8, 2026

October 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Oct 2, 2025
Property Address	20202 WINDSOR TRACE LN, RICHMOND, TX 77407-6482
Document Number	0000102312
Map Reference	PL NO 20040228
Instrument Date	Oct 1, 2025
Instrument	2025102312
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE COMPANY HOUSTON

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	243 MONTANA DEL LAGO DR, RSM, CA 92688-1361

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20202 WINDSOR TRACE LN, RICHMOND, TX 77407-6482

Mortgage

Document Number	0000102313
Date	Oct 2, 2025
Instrument	2025102313

Lender

Name	BANK OF AMERICA NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Mar 22, 2021
Property Address	20202 WINDSOR TRACE LN, RICHMOND, TX 77407-6482
Document Number	0000043698
Map Reference	PL 20040228
Instrument Date	Mar 18, 2021
Instrument	2021043698
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	METROPOLITAN ESCROW AND TITLE LL, METROPOLITAN ESCROW & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 MONTANA DEL LAGO DR, RANCHO SANTA MARGARITA, CA 92688-1361

Mortgage

Document Number	0000043699
Date	Mar 22, 2021
Instrument	2021043699

Lender

Name	TOP ONE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Lamar Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,224.00 (-51.82%)	$364,226 (-1.31%) Land $41,600 Building $322,626	$364,226 (-1.31%) Land $41,600 Building $322,626
2024	$12,917.00 (+97.3%)	$369,066 (-2.58%) Land $41,600 Building $327,466	$369,066 (-2.58%) Land $41,600 Building $327,466
2023	$6,547.00 (+36.62%)	$378,828 Land $32,000 Building $346,828	$378,828 Land $32,000 Building $346,828
2018	$4,792.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BEND COUNTY MUD 123 serves 4,143 people · EPA ID TX0790446
Water Source	Purchased surface water from FORT BEND COUNTY MUD 122
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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