20202 150th Ave, Milaca, MN 56353 Property Records

Mille Lacs County property record for 20202 150th Ave, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,480 sqft · built 1998
Lot Size	30 acres (1,306,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$293,500 (May 2023)
Tax Bill	$2,878 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`15-028-0501`

Property Details

APN / Parcel Number

Primary APN	`15-028-0501`

Interior

Building Area	1,480 sqft Total Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	1,306,800 sqft (30 acres)
Garage Area	780 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	20202 150TH AVE
City	MILACA
State	MN
Zip	56353-3038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 3/4 OF SW OF SW 28 39 27 30.00
Legal Range	27
Legal Township	39
Legal Section	28
Jurisdiction	MILLE LACS MN
Township / Civil Division	PAGE
Census Block Group	1
Census Block	1060
Census Tract	970300

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20202 150TH AVE, MILACA, MN 56353-3038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Dec 24, 2025	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
May 11, 2023	Warranty Deed, Transfer · Conventional Mortgage BREMER BANK
Jan 28, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK MILACA
Nov 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK WATKINS
Nov 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK WATKINS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2023 · Amount on Record
Deed Sale	May 11, 2023 · Amount on Record
Prior Sale	Jan 28, 2022 · Amount on Record
Deed Document Number	2023436153
Prior Transfer Date	Jul 21, 2014
Prior Transfer Doc	A385810
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Recording Date	Sep 14, 2026
Property Address	20202 150TH AVE, MILACA, MN 56353-3038
Document Number	0000452975
Instrument Date	Aug 28, 2026
Instrument	2026452975
Transaction Type	Mortgage
Record Updated	Sep 23, 2026
Title Company	SERVION TITLE INC, SERVION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20202 150TH AVE, MILACA, MN 56353-3038

Mortgage

Document Number	0000452975,
Date	Sep 14, 2026
Instrument	2026452975

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 28, 2046

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	20202 150TH AVE, MILACA, MN 56353-3038
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20202 150TH AVE, MILACA, MN 56353-3038

Mortgage

Document Number	000A449346
Date	Dec 24, 2025
Instrument	A449346

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	May 11, 2023
Property Address	20202 150TH AVE, MILACA, MN 56353-3038
Document Number	000A436153
Instrument Date	May 1, 2023
Instrument	A436153
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$968.55
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20202 150TH AVE, MILACA, MN 56353-3038

Mortgage

Document Number	000A436154
Date	May 11, 2023
Instrument	A436154

Lender

Name	BREMER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jan 28, 2022
Property Address	20202 150TH AVE, MILACA, MN 56353-3038
Document Number	000A429543
Instrument Date	Jan 20, 2022
Instrument	A429543
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$643.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20202 150TH AVE, MILACA, MN 56353-3038

Mortgage

Document Number	000A429544
Date	Jan 28, 2022
Instrument	A429544

Lender

Name	FIRST NATIONAL BANK MILACA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Feb 1, 2025

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	20202 150TH AVE, MILACA, MN 56353-3038
Transaction Type	Mortgage
Record Updated	Dec 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A409233
Date	Nov 26, 2018
Instrument	A409233

Lender

Name	FARMERS STATE BANK WATKINS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Jan 15, 2024

Interest

Rate Type	Fixed Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	20202 150TH AVE, MILACA, MN 56353-3038
Transaction Type	Mortgage
Record Updated	Feb 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, A403500
Date	Nov 13, 2017
Instrument	A403500

Lender

Name	FARMERS STATE BANK WATKINS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Jan 5, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Page Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,878.00 (-0.48%)	$336,500 (+14.89%) Land $153,600 Building $182,900	$336,500 (+14.89%) Land $153,600 Building $182,900
2025	$2,892.00 (+9.3%) Homeowner's exemption	$292,900 (+10.86%) Land $139,300 Building $153,600	$292,900 (+10.86%) Land $139,300 Building $153,600
2023	$2,646.00	$264,200 Land $94,000 Building $170,200	$264,200 Land $94,000 Building $170,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 86% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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