20200 Roats Ln, Bend, OR 97702 Property Records

Deschutes County property record for 20200 Roats Ln, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,312 sqft · built 1960
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$126,000 (Dec 2013)
Tax Bill	$2,090 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181217 BA 01302`

Property Details

APN / Parcel Number

Primary APN	`181217 BA 01302`
Alternative APNs	`R1001181217BA01302` `121296`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,312 sqft Living Area
1st Floor Area	1,312 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Architectural Style	Other
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
View / Lot	Average
Garage Type	Carport
Carport	Carport
Carport Area	288 sqft

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	121296
Old Parcel Number	R1001181217BA01302
Street Address	20200 ROATS LN
City	BEND
State	OR
Zip	97702-2673
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWN/RNG/MER:SEC 17 TWN 18 RNG 12 MAP REF:181217-BA
Legal Range	12E
Legal Township	18S
Legal Section	17
Legal Quarter	NW
Quarter-Quarter Section	NE
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2010
Census Tract	2002

Owner

20200 Roats Ln is owned and occupied by an individual who acquired it in January 2021.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	Individual Name on File
Mailing Address	20200 ROATS LN, BEND, OR 97702-2673
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST COMMUNITY CU
Jan 19, 2021	Quit Claim Deed, Transfer LOWER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2013 · Amount on File
Deed Sale	Dec 4, 2013 · Amount on File
Prior Sale	Dec 4, 2013 · Amount on File
Deed Document Number	0000049402
Last Transfer Date	Jan 19, 2021
Transfer Doc	0000003220
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	20200 ROATS LN, BEND, OR 97702-2673
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024563
Date	Jul 15, 2019
Instrument	2019-24563

Lender

Name	NORTHWEST COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 19, 2021
Property Address	20200 ROATS LN, BEND, OR 97702-2673
Document Number	0000003220
Instrument Date	Jan 8, 2021
Instrument	3220
Transaction Type	Transfer
Record Updated	Jan 28, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20200 ROATS LN BEND OR 977022673, BEND, OR 97702-2673

Mortgage

Document Number	3221
Date	Jan 19, 2021
Instrument	3221

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 20200 Roats Ln was $2,090, up 3.9% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,090.00 (+3.93%)	$123,710 (+3%)	$322,710 (+1.21%) Land $126,150 Building $196,560
2024	$2,011.00 (+7.89%)	$120,110 (+2.99%)	$318,860 (+0.91%) Land $126,150 Building $192,710
2023	$1,864.00	$116,620	$315,970 Land $115,230 Building $200,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20200 Roats Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20200 Roats Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Webformix.

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