2020 Wingfield Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 2020 Wingfield Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	2 bd · 4 ba · 4,798 sqft · built 1976
Lot Size	2.65 acres (115,608 sqft)
Owner	Individual Name on Record
Last Sale	$850,000 (Jan 2019)
Tax Bill	$14,867 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04400-00-00-06500`

Property Details

APN / Parcel Number

Primary APN	`04400-00-00-06500`
Alternative APN	`9682`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,798 sqft Finished Area
Basement Area	2,216 sqft
Finished Basement	1,515 sqft
Unfinished Basement	697 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood
Lot Area	115,608 sqft (2.65 acres)

Exterior Amenities

Porch	Slab
Porch Area	301 sqft
Deck Area	690 sqft
Patio Area	1,620 sqft
Storage Building	128 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2020 WINGFIELD RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-8847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	IVY FARM 29 PH I
Legal Subdivision	IVY FARM
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	1
Census Block	1017
Census Tract	10202

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2020 WINGFIELD RD, CHARLOTTESVILLE, VA 22901-8847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MTG SOLUTIONS
Jan 30, 2019	Grant Deed, Transfer ALLY CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2019 · Amount on Record
Deed Sale	Jan 30, 2019 · Amount on Record
Deed Document Number	2019872
Deed Book / Page	5133 / 330
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	2020 WINGFIELD RD, CHARLOTTESVILLE, VA 22901-8847
Document Number	0000015135
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2020 WINGFIELD RD CHARLOTTESVILLE VA 229018847, CHARLOTTESVILLE, VA 22901-8847

Mortgage

Document Number	0000015135
Date	Oct 26, 2020
Book Page	005413/000156
Instrument	15135

Lender

Name	FIRST MTG SOLUTIONS
Type	Mortgage Company
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jan 30, 2019
Property Address	2020 WINGFIELD RD, CHARLOTTESVILLE, VA 22901-8847
Document Number	0000000872
Book / Page	005133 / 000330
Instrument Date	Jan 18, 2019
Instrument	872
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2020 WINGFIELD RD CHARLOTTESVILLE VA 229018847, CHARLOTTESVILLE, VA 22901-8847

Mortgage

Document Number	873
Date	Jan 30, 2019
Book Page	005133/000336
Instrument	873

Lender

Name	ALLY CAP
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28202

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2049

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,867.00 (+15.51%)	$1,663,000 (+15.5%) Land $470,000 Building $1,193,000	$1,663,000 (+15.5%) Land $470,000 Building $1,193,000
2025	$12,871.00 (+43.17%)	$1,439,800 (+36.77%) Land $389,800 Building $1,050,000	$1,439,800 (+36.77%) Land $389,800 Building $1,050,000
2023	$8,990.00	$1,052,700 Land $352,900 Building $699,800	$1,052,700 Land $352,900 Building $699,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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