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2020 Whispering Sands Ct, Dover, FL 33527 Property Records

Hillsborough County property record for 2020 Whispering Sands Ct, Dover, FL 33527 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,159 sqft · built 1976
Lot Size0.263 acres (11,480 sqft)
Owner2 Individual Names on File
Last Sale$28,200 (Jan 1976)
Tax Bill$1,357 (2025)
Deeds & MortgagesMay 2019 Reverse Mortgage
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN0665955006

Property Details

APN / Parcel Number

Primary APN0665955006
Alternative APN
  • U1229202AH000001000030

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,159 sqft Heated Area
1st Floor Area1,159 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 2000
Architectural StyleOther
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,480 sqft (0.263 acres)
Lot Dimensions140 ft deep x 82 ft wide
Garage Area240 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area288 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number0665955006
Street Address2020 WHISPERING SANDS CT
CityDOVER
StateFL
Zip33527-6014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKIM ACRES LOT 3 BLOCK 1
Legal Range20E
Legal Township29S
Legal Section12
Legal SubdivisionKIM ACRES
Legal Block1
Legal Lot Number3
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group1
Census Block1005
Census Tract12208

Owner

Source: Hillsborough County records · APN 0665955006

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address2020 WHISPERING SANDS CT, DOVER, FL 33527-6014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2019Deed of Trust, Mortgage · Reverse Mortgage
REVERSE MORTGAGE FUNDING LLC
May 08, 2019Deed of Trust, Mortgage · FHA Mortgage
COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 01, 1976 · Amount on Record
Deed SaleJan 01, 1976 · Amount on Record
Deed Document Number0003141727
Record UpdatedJun 08, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2020 WHISPERING SANDS CT, DOVER, FL 33527-6014
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0266280435
DateMay 16, 2019
Book Page26628/0435
Instrument2019207978
Lender
NameREVERSE MORTGAGE FUNDING LLC
TypeMortgage Company
AddressBLOOMFIELD, NJ 07003
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term857 Months
DueOct 20, 2090
Interest
Rate TypeAdjustable Rate
Rate4.99%
Type Change DateJun 01, 2020
Change FrequencyAnnually
Index1-Year LIBOR

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2020 WHISPERING SANDS CT, DOVER, FL 33527-6014
Document Number0266280448
Instrument DateMay 08, 2019
Transaction TypeMortgage
Record UpdatedJun 04, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2020 WHISPERING SANDS CT DOVER FL 335276014, DOVER, FL 33527-6014

Mortgage

Document Number0266280448
DateMay 16, 2019
Book Page026628/000448
Instrument207979
Lender
NameCOMMISSIONER/HSNG & URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term852 Months
DueMay 15, 2090
Interest
Rate TypeAdjustable Rate
Rate2%

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,357.00 (+11.23%) Homeowner's exemption$87,209 (+5.99%)$170,964 (+5.36%) Land $61,246 Building $109,718
2023$1,220.00 (+11.52%) Homeowner's exemption$82,283 (+3%)$162,270 (-7.02%) Land $55,678 Building $106,592
2022$1,094.00 Homeowner's exemption$79,886$174,523 Land $55,678 Building $118,845

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hillsborough County (12057C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120570122081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 29 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims10 (1998–2024)
Claims Outside the SFHA4 of 10
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 3 claims

Wildfire

Wildfire RiskModerate
above 43% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,449 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 275 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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