Santa Cruz County property record for 2020 Wallace Ave, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2015 |
| Square Footage | 1,836 sqft Living Area |
| Lot Size | 17,119 sqft (0.393 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,653,000 (2025) |
| Tax Bill | $12,014.00 (2025) |
Source: Santa Cruz County records · APN 041-371-01
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2020 WALLACE AVE, APTOS, CA 95003-4229 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Revocable Trust |
| Date | Document |
|---|---|
| Sep 14, 2022 | Deed of Trust, Mortgage · Line of Credit BAY FCU |
| Sep 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Feb 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jul 17, 2017 | Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 13, 2025 · Amount on Record |
| Deed Sale | May 13, 2025 · Amount on Record |
| Prior Sale | Jul 17, 2017 · Amount on Record |
| Deed Doc Number | 20259768 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 2020 WALLACE AVE, APTOS, CA 95003-4229 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2022 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2020 WALLACE AVE, APTOS, CA 95003-4229 |
| Document Number | 0000025836 |
|---|---|
| Date | Sep 14, 2022 |
| Instrument | 2022-0025836 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Address | CAPITOLA, CA 95010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 2020 WALLACE AVE, APTOS, CA 95003-4229 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | TITLE CONNECTION, TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 2020 WALLACE AVE, APTOS, CA 95003-4229 |
| Document Number | 0000047422 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 2021-0047422 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 2020 WALLACE AVE, APTOS, CA 95003-4229 |
| Document Number | 0000006050 |
| Instrument Date | Feb 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2020 |
| Title Company | AMROCK TITLE CA INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 2020 WALLACE AVE APTOS CA 950034229, APTOS, CA 95003-4229 |
| Document Number | 0000006050 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 6050 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 17, 2017 |
| Property Address | 2020 WALLACE AVE, APTOS, CA 95003-4229 |
| Document Number | 0000023266 |
| Map Reference | VOL1348 PG533 |
| Instrument Date | Jul 10, 2017 |
| Instrument | 2017-0023266 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 2020 WALLACE AVE, APTOS, CA 95003-4229 |
| Document Number | 0000023267 |
|---|---|
| Date | Jul 17, 2017 |
| Instrument | 2017-0023267 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2047 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,573,860 (+69.72%) Land $1,143,420 Building $430,440 | ||
| 2025 | $12,014.00 (+10.17%) Homeowner's exemption | $927,331 (+4.04%) Land $603,050 Building $324,281 | |
| 2023 | $10,905.00 (+2.23%) Homeowner's exemption | $891,322 Land $579,633 Building $311,689 | $851,760 |
| 2022 | $10,667.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 36% of the US · above 21% of California |
|---|---|
| Wildfire Likelihood | About 1 in 2,632 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 041-371-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,836 sqft Living Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2015 |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 17,119 sqft (0.393 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 644 sqft Garage |
| Carport | Carport |
| Carport Area | 644 sqft Carport |
| Deck Area | 272 sqft Deck |
| Patio Area | 272 sqft Patio |
| Topography | Steep Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 2020 WALLACE AVE |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4229 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | DEL MAR HEIGHTS |
| Legal Lot Number | 1,2 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 2 |
| Census Block | 2012 |
| Census Tract | 122204 |
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