2020 Upper Lake Dr, Reston, VA 20191 Property Records

Fairfax County property record for 2020 Upper Lake Dr, Reston, VA 20191

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,310 sqft · built 1980
Lot Size	0.407 acres (17,731 sqft)
Owner	2 Company Names on Record
Last Sale	$1,251,000 (Jun 2014)
Tax Bill	$21,797 (2025)
Deeds & Mortgages	Mar 2026 Transfer Aug 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0271-04040007`

Property Details

APN / Parcel Number

Primary APN	`0271-04040007`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,310 sqft Living Area
Gross Area	3,915 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Bi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Other
Lot Area	17,731 sqft (0.407 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	605 sqft
Parking Spaces	3 Parking Spaces
Deck Area	165 sqft
Patio Area	261 sqft
Balcony Area	129 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2020 UPPER LAKE DR
City	RESTON
State	VA
Zip	20191-3645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	370
Legal Description	RESTON LT 7 BLK 4 SEC 60
Legal Subdivision	RESTON
Legal Block	4
Legal Lot Number	7
Jurisdiction	FAIRFAX VA
Township / Civil Division	HUNTER MILL
Census Block Group	3
Census Block	3002
Census Tract	482301

Owner

Source: Fairfax County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2020 UPPER LAKE DR, RESTON, VA 20191-3645
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Gift Deed, Transfer
Aug 4, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF CLARKE
Sep 25, 2020	Quit Claim Deed, Transfer CF BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2014 · Amount on Record
Deed Sale	Jun 27, 2014 · Amount on Record
Prior Sale	Aug 1, 2013 · Amount on Record
Deed Document Number	201416673003
Last Transfer Date	Mar 10, 2026
Transfer Doc	0000014211
Record Updated	Jun 8, 2026

March 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FAIRFAX VA
Recording Date	Mar 11, 2026
Property Address	2020 UPPER LAKE DR, RESTON, VA 20191-3645
Document Number	0014211001
Book / Page	28635 / 62
Map Reference	MB 4629 PG 100
Instrument Date	Mar 10, 2026
Instrument	2026014211.001
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2020 UPPER LAKE DR, RESTON, VA 20191-3645

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	2020 UPPER LAKE DR, RESTON, VA 20191-3645
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036158001
Date	Aug 4, 2023
Book Page	27967/584
Instrument	2023036158.001

Lender

Name	BANK OF CLARKE
Type	Bank
Address	WINCHESTER, VA 22601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 17, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FAIRFAX VA
Recording Date	Sep 25, 2020
Property Address	2020 UPPER LAKE DR, RESTON, VA 20191-3645
Document Number	2020111729001
Book / Page	026530 / 001411
Instrument Date	Sep 23, 2020
Instrument	111729001
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2020 UPPER LAKE DR RESTON VA 201913645, RESTON, VA 20191-3645

Mortgage

Document Number	2020111729002
Date	Sep 25, 2020
Book Page	026530/001413
Instrument	111729002

Lender

Name	CF BK
Type	Bank
Address	WORTHINGTON, OH 43085

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2050

Tax Assessment & Valuation

Source: Fairfax County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Fairfax County
Unified School District	Fairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,797.00 (+19.83%)	$1,811,950 (+28.77%) Land $945,000 Building $866,950	$1,811,950 (+28.77%) Land $945,000 Building $866,950
2024	$18,190.00 (+9.97%)
2023	$16,541.00	$1,407,150 Land $768,000 Building $639,150	$1,407,150 Land $768,000 Building $639,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFAX COUNTY WATER AUTHORITY serves 1,121,613 people · EPA ID VA6059501
Water Source	Surface water
Last State Inspection	Mar 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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