2020 Sutton Dr, Henderson, KY 42420 Property Records

Henderson County property record for 2020 Sutton Dr, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,102 sqft · built 1964
Lot Size	0.31 acres (13,500 sqft)
Owner	2 Individual Names on File
Last Sale	$129,002 (May 2024)
Tax Bill	$1,430 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`56D-155`

Property Details

APN / Parcel Number

Primary APN	`56D-155`
Alternative APNs	`42629` `52429`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,102 sqft Finished Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,500 sqft (0.31 acres)
Lot Dimensions	150 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	319 sqft
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	52429
Street Address	2020 SUTTON DR
City	HENDERSON
State	KY
Zip	42420-4577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SINGLE FAMILY
Legal Subdivision	COUNTRY VIEW
Legal Block	6
Legal Lot Number	23&24
Jurisdiction	HENDERSON KY
Township / Civil Division	CORYDON
Census Block Group	3
Census Block	3003
Census Tract	20901

Owner

2020 Sutton Dr is owned by two individuals who bought it in May 2024.

Source: Henderson County records, as of November 25, 2025

Owner of Record	2 Individual Names on File
Mailing Address	10310 MUSTANG RDG, CONVERSE, TX 78109-2462
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2017	Deed of Trust, Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV
Aug 16, 2017	Deed, Transfer · FHA Mortgage EVANSVILLE TEACHERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2024 · Amount on File
Deed Sale	May 29, 2024 · Amount on File
Prior Sale	Aug 16, 2017 · Amount on File
Deed Document Number	20244601
Deed Book / Page	675 / 768
Prior Transfer Date	Aug 11, 2017
Prior Transfer Doc	RE0625/864
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	2020 SUTTON DR, HENDERSON, KY 42420-4577
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FOREMAN WATSON LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1245/846
Date	Aug 16, 2017
Book Page	MT 1245/846
Instrument	2017009077

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2027

Interest

Rate	1.12%

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Aug 16, 2017
Property Address	2020 SUTTON DR, HENDERSON, KY 42420-4577
Document Number	RE0625/864
Book / Page	RE 0625 / 864
Map Reference	MB 195 PG 722
Instrument Date	Aug 11, 2017
Instrument	2017009075
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	136 N PARTRIDGE RUN, 136, HENDERSON, KY 42420-4732

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 SUTTON DR, HENDERSON, KY 42420-4577

Mortgage

Document Number	2017009076
Date	Aug 16, 2017
Instrument	2017009076

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2020 Sutton Dr was $1,430.

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,430.00	$129,000	$129,000
2023	$838.00 (+0.84%)	$75,000 (-)	$75,000 (-)
2022	$831.00	$75,000	$75,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2020 Sutton Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2020 Sutton Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

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