2020 Saddleback Dr, Laurel, MT 59044 Property Records

Yellowstone County property record for 2020 Saddleback Dr, Laurel, MT 59044

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,245 sqft · built 2002
Lot Size	0.558 acres (24,306 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,617 (2024)
Deeds & Mortgages	Mar 2022 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`000C140570`

Property Details

APN / Parcel Number

Primary APN	`000C140570`
Alternative APNs	`03-0821-06-4-04-30-0000` `R0352965` `C140570` `C14057`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,245 sqft Living Area
Gross Area	4,582 sqft
1st Floor Area	1,976 sqft
2nd Floor Area	924 sqft
Basement Area	1,682 sqft
Finished Basement	1,345 sqft
Unfinished Basement	337 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,306 sqft (0.558 acres)
View / Lot	Golf Course
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	1,074 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2020 SADDLEBACK DR
City	LAUREL
State	MT
Zip	59044-3634
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SADDLEBACK RIDGE ESTATES, S06, T02 S, R24 E, BLOCK 1, LOT 7, 24349 SQUARE FEET
Legal Range	24E
Legal Township	02S
Legal Section	06
Legal Subdivision	SADDLEBACK RIDGE ESTATES
Legal Block	1
Legal Lot Number	7
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	LAUREL
Census Block Group	1
Census Block	1001
Census Tract	1403

Owner

Source: Yellowstone County records · APN 000C140570

Assessment roll updated September 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2020 SADDLEBACK DR, LAUREL, MT 59044-3634
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Deed of Trust, Mortgage · Line of Credit ALTANA FCU
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 16, 2022	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Jun 08, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 16, 2022
Deed Sale	Aug 16, 2022
Prior Sale	Oct 28, 2015 · Amount on Record
Deed Document Number	20224026575
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2020 SADDLEBACK DR, LAUREL, MT 59044-3634
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004012531
Date	Mar 31, 2022
Instrument	4012531

Lender

Name	ALTANA FCU
Type	Credit Union
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2020 SADDLEBACK DR, LAUREL, MT 59044-3634
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004002417
Date	Dec 27, 2021
Instrument	4002417

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Aug 16, 2022
Property Address	2020 SADDLEBACK DR, LAUREL, MT 59044-3634
Document Number	0004026575
Map Reference	DOC 3187831
Instrument Date	Aug 16, 2022
Instrument	4026575
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1937 AVENUE C, 1937, BILLINGS, MT 59102-2739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 SADDLEBACK DR, LAUREL, MT 59044-3634

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2020 SADDLEBACK DR, LAUREL, MT 59044-3634
Document Number	0003923964
Instrument Date	Jun 08, 2020
Transaction Type	Mortgage
Record Updated	Aug 03, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2020 SADDLEBACK DR LAUREL MT 590443634, LAUREL, MT 59044-3634

Mortgage

Document Number	0003923964
Date	Jun 15, 2020
Instrument	3923964

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

Tax Assessment & Valuation

Source: Yellowstone County records · Assessment roll updated September 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Montana
County	Yellowstone County
Elementary School District	Laurel Elementary School District (PK - 08)
Secondary School District	Laurel High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$758,000 (+12.65%) Land $105,580 Building $652,420	$758,000 (+12.65%) Land $105,580 Building $652,420
2024	$4,617.00 (+8.33%)
2023	$4,262.00	$672,900	$672,900 Land $95,663 Building $577,237

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 23, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 56% of the US · lower than 68% of Montana
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
BHT Investment Holdings Fixed Wireless	100 / 20

Based on FCC filings for 60 locations within half a mile of this property.

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