2020 River Rd, Chapel Hill, TN 37034 Property Records

Marshall County property record for 2020 River Rd, Chapel Hill, TN 37034

Property Summary

Property Type	Single Family Home
Details	1 ba · 768 sqft · built 2017
Lot Size	5.21 acres (226,948 sqft)
Owner	2 Individual Names on Record
Last Sale	$11,600 (Nov 2010)
Tax Bill	$743 (2025)
Deeds & Mortgages	Jul 2020 Mortgage May 2017 Line of Credit
Flood Zone	Zone A (high risk)
APN	`059030 02701`

Property Details

APN / Parcel Number

Primary APN	`059030 02701`
Alternative APN	`030 02701`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 2017
Exterior Material	Siding
Lot Area	226,948 sqft (5.21 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	468 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2020 RIVER RD
City	CHAPEL HILL
State	TN
Zip	37034-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 1; SUBDIVISION: CARNELL SUBD; PLAT BOOK: D; PLAT PAGE: 156A
Legal Subdivision	CARNELL SUBD
Jurisdiction	MARSHALL TN
Township / Civil Division	2
Census Block Group	4
Census Block	4020
Census Tract	955000

Owner

Source: Marshall County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2020 RIVER RD, CHAPEL HILL, TN 37034-2116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 26, 2017	Trustee's Deed, Construction Loan · Line of Credit FIRST FARMERS & MERCHANTS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2010 · Amount on Record
Deed Sale	Nov 30, 2010 · Amount on Record
Deed Document Number	0000567867
Deed Book / Page	567 / 867
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARSHALL TN
Property Address	2020 RIVER RD, CHAPEL HILL, TN 37034-2116
Document Number	RB814954
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2020 RIVER RD CHAPEL HILL TN 370342116, CHAPEL HILL, TN 37034-2116

Mortgage

Document Number	RB814954
Date	Jul 20, 2020
Book Page	000814/000954
Instrument	217497

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 19, 2035

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MARSHALL TN
Recording Date	May 26, 2017
Property Address	2020 RIVER RD, CHAPEL HILL, TN 37034-2116
Book / Page	000710 / 000321
Instrument Date	May 25, 2017
Instrument	193443
Transaction Type	Construction Loan
Record Updated	Aug 20, 2018
Title Company	DLO TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2020 RIVER RD CHAPEL HILL TN 370342116, CHAPEL HILL, TN 37034-2116

Mortgage

Document Number	RB710321
Date	May 26, 2017
Book Page	000710/000321
Instrument	193443

Lender

Name	FIRST FARMERS & MERCHANTS BK
Type	Bank
Address	COLUMBIA, TN 38402-1148

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$743.00 (+18.31%)	$37,750 (-) Land $6,250 Building $31,500
2023		$37,750 Land $6,250 Building $31,500
2022			$151,000 Land $25,000 Building $126,000
2021	$628.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARSHALL CO B.P.U. #1 serves 13,257 people · EPA ID TN0000105
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Communications Fiber	8,000 / 8,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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