2020 Ridgemont Ln, Kyle, TX 78640 Property Records

Hays County property record for 2020 Ridgemont Ln, Kyle, TX 78640

Property Summary

Property Type	Single Family Home
Details	2,474 sqft · built 2000
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on Record
Tax Bill	$5,454 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1138430C00015002`

Property Details

APN / Parcel Number

Primary APN	`1138430C00015002`
Alternative APN	`R87116`

Interior

Stories	2 Stories
Building Area	2,474 sqft Living Area
1st Floor Area	1,039 sqft
2nd Floor Area	1,435 sqft
Upper Floors Area	1,435 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Mixed
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	245 sqft
Storage Building	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R87116
Old Parcel Number	1138430C00015002
Street Address	2020 RIDGEMONT LN
City	KYLE
State	TX
Zip	78640-4851
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGH MEADOWS SEC 1, BLOCK C, LOT 15, ACRES 0.75 TAX CODES:RSP,SHA,WEU,WPC,ACCD,EHA
Legal Subdivision	HIGH MEADOWS SEC 1
Legal Block	C
Legal Lot Number	15
Jurisdiction	HAYS TX
Township / Civil Division	KYLE-BUDA
Census Block Group	2
Census Block	2010
Census Tract	10917

Owner

Source: Hays County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2020 RIDGEMONT LN, KYLE, TX 78640-4851
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Dec 11, 2025	Vendor's Lien, Transfer CHANGE LENDING LLC
Mar 26, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage WELLS FARGO BANK NA
Jan 18, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2025
Deed Sale	Dec 11, 2025
Prior Sale	Jan 18, 2017
Deed Document Number	25045438
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	2020 RIDGEMONT LN, KYLE, TX 78640-4851
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000044590
Date	Aug 17, 2021
Instrument	21044590

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

December 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HAYS TX
Recording Date	Dec 11, 2025
Property Address	2020 RIDGEMONT LN, KYLE, TX 78640-4851
Document Number	0000045438
Map Reference	VOL 8 PG 229
Instrument Date	Dec 11, 2025
Instrument	25045438
Transaction Type	Transfer
Record Updated	Dec 24, 2025
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 FIVE MILE CREEK WAY, KYLE, TX 78640-3448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 RISGEMONT LN, KYLE, TX 78640-4851

Mortgage

Date	Dec 11, 2025

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYS TX
Property Address	2020 RIDGEMONT LN, KYLE, TX 78640-4851
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009362
Date	Mar 26, 2019
Instrument	19009362

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYS TX
Recording Date	Jan 18, 2017
Property Address	2020 RIDGEMONT LN, KYLE, TX 78640-4851
Document Number	0000002105
Instrument Date	Dec 19, 2016
Instrument	2105
Transaction Type	Transfer
Record Updated	Feb 27, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 RIDGEMONT LN KYLE TX 786404851, KYLE, TX 78640-4851

Tax Assessment & Valuation

Source: Hays County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hays County
Unified School District	Hays Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$400,000 (+18.48%) Land $92,040 Building $307,960	$400,000 (-7.1%) Land $92,040 Building $307,960
2024	$5,454.00 (+10.14%)
2023		$337,602 Land $87,790 Building $342,780	$430,570 Land $87,790 Building $342,780
2018	$4,952.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COUNTY LINE SUD serves 19,609 people · EPA ID TX1050038
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Frontier, Spry Air Fiber.

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