2020 Ridge Rd, Mc Ewen, TN 37101 Property Records

Humphreys County property record for 2020 Ridge Rd, Mc Ewen, TN 37101

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,045 sqft · built 1998
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Oct 2024)
Tax Bill	$1,735 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Oct 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`043061 03805`

Property Details

APN / Parcel Number

Primary APN	`043061 03805`
Alternative APN	`061 03805`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,045 sqft Living Area
1st Floor Area	1,606 sqft
Upper Floors Area	1,462 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	621 sqft
Deck Area	272 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2020 RIDGE RD
City	MC EWEN
State	TN
Zip	37101-4202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: M99
Jurisdiction	HUMPHREYS TN
Township / Civil Division	6
Census Block Group	3
Census Block	3046
Census Tract	130100

Owner

Source: Humphreys County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2020 RIDGE RD, MC EWEN, TN 37101-4202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Deed of Trust, Mortgage · FHA Mortgage CITIZENS BANK NA
Oct 30, 2024	Warranty Deed, Transfer · Conventional Mortgage CARROLL BANK & TRUST
Jun 1, 2020	Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK NA
Jun 1, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 24, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2024 · Amount on Record
Deed Sale	Oct 30, 2024 · Amount on Record
Prior Sale	Jun 1, 2020 · Amount on Record
Deed Document Number	20242954
Deed Book / Page	3 / 2615
Prior Transfer Date	May 29, 2020
Prior Transfer Doc	0000001544
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMPHREYS TN
Property Address	2020 RIDGE RD, MC EWEN, TN 37101-4202
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 RIDGE RD, MC EWEN, TN 37101-4202

Mortgage

Document Number	0000003991
Date	Dec 19, 2022
Book Page	TD244/2537
Instrument	22003991

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	GLEN ALLEN, VA 23059

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Jun 1, 2050

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Oct 30, 2024
Property Address	2020 RIDGE RD, MC EWEN, TN 37101-4202
Document Number	0000002954
Book / Page	3 / 2615
Instrument Date	Oct 28, 2024
Instrument	24002954
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	THRIVE TITLE LLC, THREE RIVERS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2020 RIDGE RD, MC EWEN, TN 37101-4202

Mortgage

Document Number	0000002955
Date	Oct 30, 2024
Instrument	24002955

Lender

Name	CARROLL BANK & TRUST
Type	Private Party

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Jun 1, 2020
Property Address	2020 RIDGE RD, MC EWEN, TN 37101-4202
Document Number	0000001545
Book / Page	209 / 351
Instrument Date	May 29, 2020
Instrument	20001545
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	REALTY T&E CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$999.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 RIDGE RD, MC EWEN, TN 37101-4202

Mortgage

Document Number	0000001546
Date	Jun 1, 2020
Instrument	20001546

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Jun 1, 2020
Property Address	2020 RIDGE RD, MC EWEN, TN 37101-4202
Document Number	0000001544
Book / Page	000209 / 000349
Instrument Date	May 29, 2020
Instrument	1544
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 DOVERDALE RD WAVERLY TN 371853419, WAVERLY, TN 37185-3419

September 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HUMPHREYS TN
Recording Date	Sep 24, 2019
Property Address	2020 RIDGE RD, MC EWEN, TN 37101-4202
Document Number	0000002567
Book / Page	000208 / 000669
Instrument Date	Sep 9, 2019
Instrument	2567
Transaction Type	Foreclosure
Record Updated	Oct 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$617.61
Amount Accuracy	Confirmed
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	501 DOVERDALE RD WAVERLY TN 371853419, WAVERLY, TN 37185-3419

Tax Assessment & Valuation

Source: Humphreys County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Humphreys County
Unified School District	Humphreys County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,735.00	$94,325 (-) Land $9,150 Building $85,175
2024	$1,735.00	$94,325 (-) Land $9,150 Building $85,175
2023	$1,735.00 (+29.38%)	$94,325 (+53.25%) Land $9,150 Building $85,175	$377,300 (+53.25%) Land $36,600 Building $340,700
2022	$1,341.00	$61,550 Land $5,825 Building $55,725	$246,200 Land $23,300 Building $222,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2021)
Most Recent Claim	Aug 2021 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Aug 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCEWEN WATERWORKS serves 3,594 people · EPA ID TN0000420
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Meriwether Lewis Connect Fiber	1,000 / 1,000
GigFire Fiber · Fixed Wireless	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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