2020 Rhode Island Ave, Mc Lean, VA 22101 Property Records

Fairfax County property record for 2020 Rhode Island Ave, Mc Lean, VA 22101

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,396 sqft · built 2015
Lot Size	0.693 acres (30,202 sqft)
Owner	2 Individual Names on File
Last Sale	$2,950,000 (Jul 2026)
Tax Bill	$26,957 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0411-1305-A`

Property Details

APN / Parcel Number

Primary APN	`0411-1305-A`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,396 sqft Living Area
Gross Area	6,154 sqft
Basement Area	1,130 sqft
Game Room	Game Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Bi-Level
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	30,202 sqft (0.693 acres)
View / Lot	Buildable
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	236 sqft
Deck Area	120 sqft
Patio Area	1,023 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2020 RHODE ISLAND AVE
City	MC LEAN
State	VA
Zip	22101-4921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	120
Legal Description	FRANKLIN PARK LT A BLK 5
Legal Subdivision	FRANKLIN PARK
Legal Block	5
Legal Lot Number	A
Jurisdiction	FAIRFAX VA
Township / Civil Division	DRANESVILLE
Census Block Group	1
Census Block	1007
Census Tract	470900

Owner

2020 Rhode Island Ave is owned and occupied by two individuals who bought it in July 2026.

Source: Fairfax County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2020 RHODE ISLAND AVE, MC LEAN, VA 22101-4921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Jul 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE
Sep 26, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE INSURANCE CO
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on File
Deed Sale	Jul 31, 2026 · Amount on File
Prior Sale	Jul 29, 2009 · Amount on File
Deed Document Number	202646375
Deed Book / Page	28764 / 413
Prior Transfer Date	Mar 7, 2015
Prior Transfer Doc	2015007353001
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FAIRFAX VA
Recording Date	Jul 31, 2026
Property Address	2020 RHODE ISLAND AVE, MC LEAN, VA 22101-4921
Document Number	0000046375
Book / Page	28764 / 413
Instrument Date	Jul 30, 2026
Instrument	202646375
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	WESTCOR LAND TITLE, WESTCOR LAND TITLE INSURANCE C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297,950.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 RHODE ISLAND AVE, MC LEAN, VA 22101-4921

Mortgage

Document Number	0000046375,
Date	Jul 31, 2026
Instrument	20262202646375

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Recording Date	Jul 31, 2026
Property Address	2020 RHODE ISLAND AVE, MC LEAN, VA 22101-4921
Document Number	0000046375
Book / Page	28764 / 416
Instrument Date	Jul 30, 2026
Instrument	202646375
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1832 BRIAR RIDGE CT, MC LEAN, VA 22101-4202

Mortgage

Document Number	0000046375,
Date	Jul 31, 2026
Book Page	28764/416
Instrument	202646375

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FAIRFAX VA
Recording Date	Sep 26, 2022
Property Address	2020 RHODE ISLAND AVE, MC LEAN, VA 22101-4921
Document Number	0068817001
Book / Page	27766 / 117
Map Reference	DOC 3469
Instrument Date	Sep 20, 2022
Instrument	2022068817.001
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2020 RHODE ISLAND AVE, MCLEAN, VA 22101-4921

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFAX VA
Property Address	2020 RHODE ISLAND AVE, MC LEAN, VA 22101-4921
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	26853/230
Date	Feb 1, 2021
Book Page	26853/230
Instrument	2021018503.001

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2020 Rhode Island Ave was $26,957, up 11.4% from the year before.

Source: Fairfax County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Fairfax County
Unified School District	Fairfax County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26,957.00 (+11.36%)	$2,199,290 Land $919,000 Building $1,280,290	$2,199,290 Land $919,000 Building $1,280,290
2024	$24,206.00 (+1.87%)
2023	$23,761.00	$2,000,090 Land $875,000 Building $1,125,090	$2,000,090 Land $875,000 Building $1,125,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2020 Rhode Island Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective December 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2018–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2020 Rhode Island Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFAX COUNTY WATER AUTHORITY serves 1,121,613 people · EPA ID VA6059501
Water Source	Surface water
Last State Inspection	Mar 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications.

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