2020 Ratibor Dr, Temple, TX 76502 Property Records

Bell County property record for 2020 Ratibor Dr, Temple, TX 76502

Property Summary

Property Type	Vacant Land
Lot Size	0.143 acres (6,251 sqft)
Owner	Company Name on Record
Tax Bill	$76 (2023)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0396643850`

Property Details

APN / Parcel Number

Primary APN	`0396643850`
Alternative APN	`499417`

Exterior

Lot Area	6,251 sqft (0.143 acres)

Location & Zoning

Street Address	2020 RATIBOR DR
City	TEMPLE
State	TX
Zip	76502
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	HILLSIDE VILLAGE, BLOCK 009, LOT 0017
Legal Subdivision	HILLSIDE VILLAGE
Legal Block	9
Legal Lot Number	17
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	3
Census Block	3017
Census Tract	20900

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15 N MAIN ST, TEMPLE, TX 76501-7629
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Special Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
Apr 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
May 6, 2021	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2020
Deed Sale	Sep 24, 2020
Deed Document Number	2020055674
Record Updated	Sep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jul 23, 2026
Property Address	2020 RATIBOR DR, TEMPLE, TX 76502-2997
Document Number	0000037118
Instrument Date	Jul 23, 2026
Instrument	202637118
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 RATIBOR DR, TEMPLE, TX 76502-2997

Mortgage

Document Number	0000037119,
Date	Jul 23, 2026
Instrument	202637119

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	Apr 9, 2026
Property Address	2020 RATIBOR DR, TEMPLE, TX 76502-2997
Document Number	0000017009
Instrument Date	Apr 8, 2026
Instrument	202617009
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CENTRAL LAND TITLE, CENTRALAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7353 W ADAMS AVE, TEMPLE, TX 76502-5539
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017009,
Date	Apr 9, 2026
Instrument	202617009

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.11%
Max Rate	-1%

May 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 6, 2021
Property Address	2021 RATIBOR DR, TEMPLE, TX 76502
Document Number	0000028233
Map Reference	PL 62
Instrument Date	Mar 6, 2021
Instrument	2021028233
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	CENTRALAND TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7353 W ADAMS AVE, 7353, TEMPLE, TX 76502-5539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 LAKEWAY CROSSING DR, TEMPLE, TX 76502-6148

Mortgage

Document Number	0000028234
Date	May 6, 2021
Instrument	2021028234

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$76.00 (-1.3%)	$4,600 Land $4,600	$4,600 Land $4,600
2022	$77.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
SOS Communications Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

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