2020 Rader Cir, Morganton, NC 28655 Property Records

Burke County property record for 2020 Rader Cir, Morganton, NC 28655

Property Summary

Property Type	Manufactured or Modular Home
Details	1 bd · 1 ba · 448 sqft · built 2016
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$66,000 (Sep 2022)
Tax Bill	$244 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage May 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2716106476`

Property Details

APN / Parcel Number

Primary APN	`2716106476`
Alternative APN	`44666`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	448 sqft Living Area
1st Floor Area	448 sqft
Flooring	Carpet

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)

Exterior Amenities

Deck Area	24 sqft
Patio Area	152 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2020 RADER CIR
City	MORGANTON
State	NC
Zip	28655-9866
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	RESIDENTIA
Legal Description	2020 RADER CIR MORGANTON, NC 28655
Legal Subdivision	PLEASANT VIEW SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	LOWER CREEK
Census Block Group	3
Census Block	3029
Census Tract	20100

Owner

2020 Rader Cir, a residential property, is owned and occupied by an individual who bought it in September 2022.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	2020 RADER CIR, MORGANTON, NC 28655-9866
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP
May 5, 2022	Warranty Deed, Transfer
May 6, 2021	Warranty Deed, Transfer
Mar 28, 2019	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2022 · Amount on File
Deed Sale	Sep 21, 2022 · Amount on File
Prior Sale	May 5, 2022 · Amount on File
Deed Document Number	202221025959
Deed Book / Page	2646 / 838
Prior Transfer Date	Nov 10, 2015
Prior Transfer Doc	0022110615
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Sep 21, 2022
Property Address	2020 RADER CIR, MORGANTON, NC 28655-9866
Document Number	0026460838
Book / Page	2646 / 838
Map Reference	MB 3 PG 14
Instrument Date	Sep 16, 2022
Instrument	2021025959
Transaction Type	Transfer
Record Updated	Sep 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$132.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	302 W UNION ST, 302, MORGANTON, NC 28655-3729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 RADER CIR, MORGANTON, NC 28655-9866

Mortgage

Document Number	2021025960
Date	Sep 21, 2022
Instrument	2021025960

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	May 5, 2022
Property Address	2020 RADER CIR, MORGANTON, NC 28655-9866
Document Number	0026210349
Book / Page	2621 / 349
Map Reference	MB 3 PG 14
Instrument Date	May 5, 2022
Instrument	2022020797
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount on Record
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 W UNION ST, MORGANTON, NC 28655-3729

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	May 6, 2021
Property Address	2020 RADER CIR, MORGANTON, NC 28655-9866
Document Number	0025390366
Book / Page	2539 / 366
Map Reference	MB 3 PG 14
Instrument Date	May 5, 2021
Instrument	2021005301
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount on Record
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 RADER CIR, MORGANTON, NC 28655-9866

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 28, 2019
Property Address	2020 RADER CIR, MORGANTON, NC 28655-9866
Document Number	0023950401
Book / Page	2395 / 0401
Map Reference	MB 3 PG 14
Instrument Date	Mar 28, 2019
Instrument	2017026165
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$92.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	71 HENNESSEE ST, 71, MORGANTON, NC 28655-3696

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 RADER CIR, MORGANTON, NC 28655-9866

Mortgage

Document Number	2017026166
Date	Mar 28, 2019
Instrument	2017026166

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 2020 Rader Cir was $244, up 1.2% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$244.00 (+1.24%)	$55,215 (-) Land $7,280 Building $47,935	$55,215 (-) Land $7,280 Building $47,935
2025	$241.00	$55,215 Land $7,280 Building $47,935	$55,215 Land $7,280 Building $47,935
2023	$242.00	$55,215 Land $7,280 Building $47,935	$55,215 Land $7,280 Building $47,935

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2020 Rader Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2020 Rader Cir is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rader Cir

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