2020 Pebble Brook Cir, Mc Gregor, TX 76657 Property Records

McLennan County property record for 2020 Pebble Brook Cir, Mc Gregor, TX 76657

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,910 sqft · built 2002
Lot Size	0.743 acres (32,375 sqft)
Owner	2 Individual Names on File
Last Sale	$478,800 (Oct 2020)
Tax Bill	$14,276 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-227600-002328-0`

Property Details

APN / Parcel Number

Primary APN	`36-227600-002328-0`
Alternative APN	`312615`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,910 sqft Living Area
Gross Area	4,778 sqft
1st Floor Area	3,910 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	32,375 sqft (0.743 acres)
Lot Dimensions	185 ft deep x 175 ft wide
Garage Type	Attached
Garage Area	868 sqft
Driveway	Concrete Driveway
Driveway Area	2,500 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	375 sqft
Porch	Open Porch
Porch Area	557 sqft
Patio Area	900 sqft
Storage Building	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2020 PEBBLE BROOK CIR
City	MCGREGOR
State	TX
Zip	76657-3465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	HIDDEN VALLEY LOT 28 BLOCK 9 ACRES .7432
Legal Subdivision	HIDDEN VALLEY
Legal Block	9
Legal Lot Number	28
Jurisdiction	MCLENNAN TX
Township / Civil Division	MCGREGOR
Census Block Group	4
Census Block	4001
Census Tract	3902

Owner

2020 Pebble Brook Cir is owned and occupied by two individuals who bought it in October 2020.

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2020 PEBBLE BROOK CIR, MCGREGOR, TX 76657-3465
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2020 · Amount on File
Deed Sale	Oct 14, 2020 · Amount on File
Prior Sale	Jun 15, 2005 · Amount on File
Deed Document Number	202036584
Prior Transfer Date	Sep 27, 2010
Prior Transfer Doc	0000029966
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 14, 2020
Property Address	2020 PEBBLE BROOK CIR, MC GREGOR, TX 76657-3465
Document Number	0000036584
Instrument Date	Oct 13, 2020
Instrument	36584
Transaction Type	Transfer
Record Updated	Nov 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2020 PEBBLE BROOK CIR MC GREGOR TX 766573465, MC GREGOR, TX 76657-3465

Mortgage

Document Number	36585
Date	Oct 14, 2020
Instrument	36585

Lender

Name	TERRY M BLACK
Address	1129 WILLIAMSBURG LN, KELLER, TX 76248-5243

Agreement

Amount	Amount on Record
Term	300 Months
Due	Oct 13, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 2020 Pebble Brook Cir was $14,276 with a homeowner's exemption, up 0.6% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Midway Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$798,551 (-) Land $131,770 Building $666,781	$798,551 (-) Land $131,770 Building $666,781
2025	$14,276.00 (+0.57%)	$798,551 Land $131,770 Building $666,781	$798,551 Land $131,770 Building $666,781
2024	$14,195.00
2023		$780,000 Land $131,770 Building $648,230	$780,000 Land $131,770 Building $648,230
2022	$14,252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2020 Pebble Brook Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2023–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2020 Pebble Brook Cir is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pebble Brook Cir

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