DeSoto County property record for 2020 Mosby Rd, Hernando, MS 38632 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4,370 sqft · built 1994 |
| Lot Size | 5.36 acres (233,482 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,272 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-07-2-09-00-0-00006-01 |
| Primary APN | 4-07-2-09-00-0-00006-01 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,370 sqft Adjusted Area |
| 1st Floor Area | 2,415 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 233,482 sqft (5.36 acres) |
| Pool Area | 800 sqft |
|---|---|
| Patio Area | 1,300 sqft |
| Shed | 1 Shed |
| Shed Area | 600 sqft |
| Street Address | 2020 MOSBY RD |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-7319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD WEST S-D 1ST REV LOT 1 |
| Legal Range | 007 |
| Legal Township | 04S |
| Legal Section | 09 |
| Legal Subdivision | OLD WEST S-D |
| Legal Lot Number | 1 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 71002 |
Source: DeSoto County records · APN 4-07-2-09-00-0-00006-01
Assessment roll updated December 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2020 MOSBY RD, HERNANDO, MS 38632-7319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 05, 2008 |
| Deed Sale | Jun 05, 2008 |
| Deed Book / Page | 586 / 323 |
| Last Transfer Date | Oct 01, 2024 |
| Transfer Doc | 1024/17907 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 2020 MOSBY RD, HERNANDO, MS 38632-7319 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2020 MOSBY RD, HERNANDO, MS 38632-7319 |
| Document Number | 005576/748 |
|---|---|
| Date | Jul 29, 2022 |
| Book Page | 5576/748 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | HERNANDO, MS 38632 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 26, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,272.00 (+16.99%) | $30,811 (+38.74%) Land $4,288 Building $26,523 | $308,112 (+38.75%) Land $42,880 Building $265,232 |
| 2023 | $1,942.00 | $22,207 | $222,068 Land $47,320 Building $174,748 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330710022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 58% of the US · above 73% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 568 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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