2020 Mill Rd, Raymond, NE 68428 Property Records

Lancaster County property record for 2020 Mill Rd, Raymond, NE 68428

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 3,730 sqft · built 2002
Lot Size	4.19 acres (182,952 sqft)
Owner	Individual Name on Record
Last Sale	$402,000 (Jan 2019)
Tax Bill	$9,785 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-01-301-001-000`

Property Details

APN / Parcel Number

Primary APN	`12-01-301-001-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,730 sqft Living Area
1st Floor Area	2,912 sqft
Upper Floors Area	818 sqft

Exterior

Year Built	Built 2002
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	182,952 sqft (4.19 acres)
Garage Type	Attached
Garage Area	1,124 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	744 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	2020 MILL RD
City	RAYMOND
State	NE
Zip	68428-4267
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOCKE FIELDS ADDITION, LOT 1
Legal Subdivision	LOCKE FIELDS ADDITION
Legal Lot Number	1
Jurisdiction	LANCASTER NE
Township / Civil Division	OAK
Census Block Group	3
Census Block	3089
Census Tract	10202

Owner

Source: Lancaster County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2020 MILL RD, RAYMOND, NE 68428-4267
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP
Mar 16, 2021	Deed of Trust, Mortgage · Line of Credit NEBRASKA BANK OF COMMERCE
May 26, 2021	Deed of Trust, Mortgage · Line of Credit NEBRASKA BANK OF COMMERCE
Jan 28, 2019	Warranty Deed, Transfer · Conventional Mortgage MORIA DEVELOPMENT INC
Feb 5, 2018	Loan Modification, Mortgage WEST GATE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2019 · Amount on Record
Deed Sale	Jan 28, 2019 · Amount on Record
Deed Document Number	2019002807
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	2020 MILL RD, RAYMOND, NE 68428-4267
Transaction Type	Mortgage
Record Updated	Dec 7, 2021
Title Company	DC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012063
Date	Mar 23, 2020
Instrument	2020012063

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	2020 MILL RD, RAYMOND, NE 68428-4267
Transaction Type	Mortgage
Record Updated	Dec 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016106
Date	Mar 16, 2021
Instrument	2021016106

Lender

Name	NEBRASKA BANK OF COMMERCE
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	2020 MILL RD, RAYMOND, NE 68428-4267
Transaction Type	Mortgage
Record Updated	Dec 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033239
Date	May 26, 2021
Instrument	2021033239

Lender

Name	NEBRASKA BANK OF COMMERCE
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER NE
Recording Date	Jan 28, 2019
Property Address	2020 MILL RD, RAYMOND, NE 68428-4267
Document Number	0000002807
Instrument Date	Jan 24, 2019
Instrument	2019002807
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	CHARTER TITLE & ESCROW SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$904.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2020 MILL RD, RAYMOND, NE 68428-4267

Mortgage

Document Number	0000002808
Date	Jan 28, 2019
Instrument	2019002808

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LANCASTER NE
Property Address	2020 MILL RD, RAYMOND, NE 68428-4267
Document Number	0000005291
Instrument Date	Feb 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2020 MILL RD RAYMOND NE 684284267, RAYMOND, NE 68428-4267

Mortgage

Document Number	0000005291
Date	Feb 9, 2018
Instrument	5291

Lender

Name	WEST GATE BK
Type	Bank
Address	LINCOLN, NE 68516

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Lancaster County
Unified School District	Raymond Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,785.00 (+18.41%)	$724,000 (+20.53%) Land $129,300 Building $594,700	$724,000 (+20.53%) Land $129,300 Building $594,700
2023	$8,264.00	$600,700 Land $128,000 Building $472,700	$600,700 Land $128,000 Building $472,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1987–1993)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 1993 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: Nextlink, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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