2020 Mill Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 2020 Mill Rd, Cottondale, FL 32431

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,292 sqft · built 2007
Lot Size	1.02 acres (44,431 sqft)
Owner	Individual Name on File
Last Sale	$87,500 (Oct 2017)
Tax Bill	$2,191 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage Aug 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`29-4N-11-0000-0030-0056`

Property Details

APN / Parcel Number

Primary APN	`29-4N-11-0000-0030-0056`
Alternative APN	`11 N 429000000300056`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,292 sqft Living Area
Gross Area	1,978 sqft
1st Floor Area	1,292 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Bungalow
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Attached
Garage Area	462 sqft
Driveway	Concrete Driveway
Driveway Area	736 sqft
Porch	Finished/Open Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Cistern

Location & Zoning

Street Address	2020 MILL RD
City	COTTONDALE
State	FL
Zip	32431-7766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 1182 P 787 OR 1182 P 790 COMM AT SEC OF SW1/4 OF SECT, RUN W ALONG S LINE OF SW1/4 208.71 FT, N 208.71 FT, N 69* W 695.55 FT TO BEGIN, N 9* W 180.84 FT, N 85* W 200.71 FT TO E/LY RTWY OF MILL RD, S 23* W ALONG RTWY 198.49 FT, E 273.21 FT, S 69* E
Legal Range	11W
Legal Township	04N
Legal Section	29
Legal Block	56
Legal Lot Number	30
Jurisdiction	JACKSON FL
Township / Civil Division	ALFORD
Census Block Group	2
Census Block	2011
Census Tract	211100

Owner

Source: Jackson County assessment roll, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2020 MILL RD, COTTONDALE, FL 32431-7766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2017	Special Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Aug 8, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 27, 2017 · Amount on Record
Deed Sale	Oct 27, 2017 · Amount on Record
Prior Sale	Aug 1, 2017 · Amount on Record
Deed Document Number	201711824
Deed Book / Page	1549 / 591
Last Transfer Date	Mar 18, 2025
Transfer Doc	0000003110
Record Updated	Sep 20, 2026

October 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JACKSON FL
Recording Date	Oct 27, 2017
Property Address	2020 MILL RD, COTTONDALE, FL 32431-7766
Document Number	0015490591
Book / Page	1549 / 0591
Instrument Date	Oct 10, 2017
Instrument	201732011824
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	BAY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3415 VISION DR, 3415, COLUMBUS, OH 43219-6009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2431 SAPP RD LOT 17, 17, COTTONDALE, FL 32431-7446

Mortgage

Document Number	201732011825
Date	Oct 27, 2017
Instrument	201732011825

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

August 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JACKSON FL
Recording Date	Aug 8, 2017
Property Address	2020 MILL RD, COTTONDALE, FL 32431-7766
Document Number	0015400963
Book / Page	001540 / 000963
Instrument Date	Jul 27, 2017
Instrument	32008773
Transaction Type	Foreclosure
Record Updated	Sep 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,191.00 (-1.35%)	$164,335 (-1.12%) Land $8,670 Building $155,665	$164,335 (-1.12%) Land $8,670 Building $155,665
2024	$2,221.00 (+165.04%)	$166,198 (+59.83%) Land $8,670 Building $157,528	$166,198 (+3.17%) Land $8,670 Building $157,528
2023	$838.00 (+11.29%) Homeowner's exemption	$103,983 (+3%)	$161,091 (+22.1%) Land $8,670 Building $152,421
2022	$753.00 Homeowner's exemption	$100,954	$131,939 Land $8,160 Building $123,779

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mill Rd

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