2020 McDowell St, Augusta, GA 30904 Property Records

Augusta-Richmond County Consolidated Government property record for 2020 McDowell St, Augusta, GA 30904

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,488 sqft · built 1926
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$226,000 (Jul 2020)
Tax Bill	$2,551 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage May 2019 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`045-1-334-00-0`

Property Details

APN / Parcel Number

Primary APN	`045-1-334-00-0`
Alternative APNs	`28360` `20763`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,488 sqft Gross Area
1st Floor Area	1,488 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1988
Exterior Material	Stucco
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	149 ft deep x 50 ft wide
Porch	Porch
Porch Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2020 MCDOWELL ST
City	AUGUSTA
State	GA
Zip	30904-4172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	2020 MCDOWELL ST
Legal Subdivision	SUMMERVILLE TERRACE SUB
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	2
Census Block	2007
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Summerville Historic District listed 1980 · 1,250 contributing resources · NRIS 80001229

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

2020 McDowell St is owned and occupied by an individual who bought it in July 2020.

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2020 MCDOWELL ST, AUGUSTA, GA 30904-4172
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Grant Deed, Transfer QUEENSBOROUGH NAT'L BK&TR
May 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 29, 2017	Warranty Deed, Transfer · FHA Mortgage STATE BK&TR
Sep 29, 2017	Quit Claim Deed, Transfer Quitclaim
Sep 29, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2020 · Amount on File
Deed Sale	Jul 15, 2020 · Amount on File
Prior Sale	Apr 17, 2019 · Amount on File
Deed Document Number	20204258
Deed Book / Page	1736 / 1647
Prior Transfer Date	Sep 28, 2017
Prior Transfer Doc	0015981900
Record Updated	Oct 29, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHMOND GA
Recording Date	Aug 6, 2020
Property Address	2020 MCDOWELL ST, AUGUSTA, GA 30904-4172
Document Number	0017361647
Book / Page	001736 / 001647
Instrument Date	Jul 15, 2020
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 MCDOWELL ST AUGUSTA GA 309044172, AUGUSTA, GA 30904-4172

Mortgage

Document Number	17361649
Date	Aug 6, 2020
Book Page	001736/001649

Lender

Name	QUEENSBOROUGH NAT'L BK&TR
Type	Bank
Address	MARTINEZ, GA 30907

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHMOND GA
Recording Date	May 7, 2019
Property Address	2020 MCDOWELL ST, AUGUSTA, GA 30904-4172
Document Number	0016750337
Book / Page	001675 / 000337
Instrument Date	Apr 17, 2019
Instrument	23379
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 MCDOWELL ST AUGUSTA GA 309044172, AUGUSTA, GA 30904-4172

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Sep 29, 2017
Property Address	2020 MCDOWELL ST, AUGUSTA, GA 30904-4172
Document Number	0015981881
Book / Page	001598 / 001881
Instrument Date	Sep 28, 2017
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 MCDOWELL ST AUGUSTA GA 309044172, AUGUSTA, GA 30904-4172

Mortgage

Document Number	15981887
Date	Sep 29, 2017
Book Page	001598/001887

Lender

Name	STATE BK&TR
Type	Bank
Address	AUGUSTA, GA 30909

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHMOND GA
Recording Date	Sep 29, 2017
Property Address	2020 MCDOWELL ST, AUGUSTA, GA 30904-4172
Document Number	0015981900
Book / Page	001598 / 001900
Instrument Date	Sep 28, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2020 MCDOWELL ST AUGUSTA GA 309044172, AUGUSTA, GA 30904-4172

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RICHMOND GA
Recording Date	Sep 29, 2017
Property Address	2020 MCDOWELL ST, AUGUSTA, GA 30904-4172
Document Number	0015981884
Book / Page	001598 / 001884
Instrument Date	Sep 28, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 MCDOWELL ST AUGUSTA GA 309044172, AUGUSTA, GA 30904-4172

Tax Assessment & Valuation

The 2026 property tax bill for 2020 McDowell St was $2,551, down 13.9% from the year before.

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,551.00 (-13.9%)
2025	$2,963.00	$94,160 Land $13,766 Building $80,394	$235,400 Land $34,416 Building $200,984
2023	$2,386.00 (+2.93%) Homeowner's exemption	$98,580 (+50.14%) Land $13,766 Building $84,814	$246,450 (+50.14%) Land $34,416 Building $212,034
2022	$2,318.00	$65,658 Land $13,766 Building $51,892	$164,147 Land $34,416 Building $129,731

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2020 McDowell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2020 McDowell St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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