Buchanan County property record for 2020 Highly St, Saint Joseph, MO 64501
| Property Type | Single Family Home |
|---|---|
| Details | 896 sqft · built 1985 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $65,600 (Jan 2020) |
| Tax Bill | $470 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Apr 2022 Mortgage + 1 more |
| APN | 06-2.0-09-002-001-006.001 |
| Primary APN | 06-2.0-09-002-001-006.001 |
|---|
| Building Area | 896 sqft Base Area |
|---|---|
| 1st Floor Area | 896 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Street Address | 2020 HIGHLY ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64501-1342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:HIGHLEY'S LOT:11 BLK:3LGL DESC:& L 12 |
| Legal Subdivision | HIGHLEYS |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 1100 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2020 HIGHLY ST, SAINT JOSEPH, MO 64501-1342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2023 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Apr 4, 2022 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jan 22, 2020 | Warranty Deed, Transfer · VA Mortgage AMERICAN BANK OF MISSOURI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2020 · Amount on Record |
| Deed Sale | Jan 22, 2020 · Amount on Record |
| Prior Sale | Sep 3, 2014 · Amount on Record |
| Deed Document Number | 2020464 |
| Deed Book / Page | 3745 / 329 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 2020 HIGHLY ST, SAINT JOSEPH, MO 64501-1342 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 2020 HIGHLY ST, SAINT JOSEPH, MO 64501-1342 |
| Document Number | 0003784/17 |
|---|---|
| Date | Jan 23, 2023 |
| Book Page | 3784/17 |
| Instrument | 2023000492 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 2020 HIGHLY ST, SAINT JOSEPH, MO 64501-1342 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2020 HIGHLY ST, SAINT JOSEPH, MO 64501-1342 |
| Document Number | 003774/488 |
|---|---|
| Date | Apr 4, 2022 |
| Book Page | 3774/488 |
| Instrument | 2022003077 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jan 22, 2020 |
| Property Address | 2020 HIGHLY ST, SAINT JOSEPH, MO 64501-1342 |
| Document Number | 003745/329 |
| Book / Page | 3745 / 329 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 2020000464 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | ST JOSEPH TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3811 SW CHRISTIE TER, 3811, SAINT JOSEPH, MO 64504-9562 |
| Name | Verified Name |
|---|---|
| Address | 2020 HIGHLY ST, SAINT JOSEPH, MO 64501-1342 |
| Document Number | 003745/330 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 3745/330 |
| Instrument | 2020000465 |
| Name | AMERICAN BANK OF MISSOURI |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $470.00 (+0.21%) | $6,750 (+5.3%) Land $1,810 Building $4,940 | $35,520 (+5.4%) Land $9,500 Building $26,020 |
| 2024 | $469.00 (+10.61%) | ||
| 2023 | $424.00 (-0.7%) | $6,410 (-) Land $1,810 Building $4,600 | $33,700 (-) Land $9,500 Building $24,200 |
| 2022 | $427.00 | $6,410 Land $1,810 Building $4,600 | |
| 2021 | $33,700 Land $9,500 Building $24,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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