Sarasota County property record for 2020 Harbourside Dr, Unit 427, Longboat Key, FL 34228
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,442 sqft · built 1984 |
| Owner | 2 Owner Names on File |
| Last Sale | $401,000 (Sep 2003) |
| Tax Bill | $4,654 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 0008-02-2042 |
| Primary APN | 0008-02-2042 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,442 sqft Living Area |
| 1st Floor Area | 1,442 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Flat |
| Roof Material | Concrete |
| View / Lot | Water |
| Garage Type | Basement |
| Garage Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 210 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 2020 HARBOURSIDE DR UNIT 427, 427 |
|---|---|
| City | LONGBOAT KEY |
| State | FL |
| Zip | 34228-4249 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | PD |
| Legal Description | UNIT 427 BLDG M-4 FAIRWAY BAY 2 PHASE 1 |
| Legal Range | 17E |
| Legal Township | 36S |
| Legal Section | 17 |
| Legal Subdivision | FAIRWAY BAY 2 PH 1 |
| Legal Phase | 1 |
| Legal Tract | 7841 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | LONGBOAT KEY |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 802 |
Source: Sarasota County records, as of January 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 2020 HARBOURSIDE DR UNIT 427, 427, LONGBOAT KEY, FL 34228-4249 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 10, 2003 · Amount on File |
| Deed Sale | Sep 10, 2003 · Amount on File |
| Deed Document Number | 2003183845 |
| Record Updated | Jun 8, 2026 |
Source: Sarasota County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Municipality | Longboat Key Town |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,654.00 (-0.98%) Homeowner's exemption | $399,847 (+5.99%) | $587,500 (-15.89%) Building $587,500 |
| 2023 | $4,700.00 (+1.91%) Homeowner's exemption | $377,260 (+3%) | $698,500 (+13.47%) Building $698,500 |
| 2022 | $4,612.00 Homeowner's exemption | $366,272 | $615,600 Building $615,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 482 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,264 units insured incl. 782 condo units |
| Nearby Flood Claims | 231 (1978–2024) |
| Claims Outside the SFHA | 1 of 231 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF LONGBOAT KEY serves 7,098 people · EPA ID FL6411098 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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