Kenton County property record for 2020 Gribble Dr, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,282 sqft · built 1996 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $151,000 (Mar 2017) |
| Tax Bill | $2,451 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Dec 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 045-10-01-147.00 |
| Primary APN | 045-10-01-147.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,282 sqft Finished Area |
| Gross Area | 1,402 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Stucco |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2020 GRIBBLE DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017-9754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOWLER RIDGE SEC 1 LOT 147 |
| Legal Subdivision | FOWLER RIDGE |
| Legal Phase | 1 |
| Legal Lot Number | 147 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 66801 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2020 GRIBBLE DR, COVINGTON, KY 41017-9754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Dec 3, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Mar 6, 2017 | Warranty Deed, Transfer · FHA Mortgage WESTERN OH MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2017 · Amount on Record |
| Deed Sale | Mar 6, 2017 · Amount on Record |
| Prior Sale | Apr 5, 2016 · Amount on Record |
| Deed Document Number | 201703 06 059 00254 |
| Deed Book / Page | 3906 / 2 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2020 GRIBBLE DR, COVINGTON, KY 41017-9754 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2023 |
| Title Company | BRYTH TITLE AND ESCROW, BLYTHE TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0005900300 |
|---|---|
| Date | Sep 22, 2023 |
| Book Page | KCM 494/441 |
| Instrument | 23092205900300 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 10, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2020 GRIBBLE DR, COVINGTON, KY 41017-9754 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 2020 GRIBBLE DR, COVINGTON, KY 41017-9754 |
| Document Number | 0005900037 |
|---|---|
| Date | Dec 3, 2021 |
| Book Page | 310/1 |
| Instrument | 21120305900037 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Oct 30, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 6, 2017 |
| Property Address | 2020 GRIBBLE DR, COVINGTON, KY 41017-9754 |
| Document Number | 0000000254 |
| Book / Page | 0I3906 / 000002 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 254 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2017 |
| Title Company | AMERICAN HOMELAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $151.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2020 GRIBBLE DR COVINGTON KY 410179754, COVINGTON, KY 41017-9754 |
| Document Number | 255 |
|---|---|
| Date | Mar 6, 2017 |
| Book Page | 0I3906/000006 |
| Instrument | 255 |
| Name | WESTERN OH MTG |
|---|---|
| Type | Mortgage Company |
| Address | SIDNEY, OH 45365 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 5, 2047 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $247,400 (-) Land $35,000 Building $212,400 | $247,400 (-) Land $35,000 Building $212,400 | |
| 2025 | $2,451.00 (-7.05%) | $247,400 (-) Land $25,000 Building $222,400 | $247,400 (-) Land $25,000 Building $222,400 |
| 2023 | $2,637.00 | $247,400 Land $25,000 Building $222,400 | $247,400 Land $25,000 Building $222,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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