2020 Grayson Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2020 Grayson Dr, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,338 sqft · built 1994
Lot Size0.269 acres (11,761 sqft)
OwnerIndividual Name on File
Last Sale$515,000 (Aug 2022)
Tax Bill$4,733 (2024)
Deeds & MortgagesAug 2022 Sale & Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-2S-26-3242-00A00-0060

Property Details

APN / Parcel Number

Primary APN24-2S-26-3242-00A00-0060

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,338 sqft Heated Area
Gross Area3,359 sqft
1st Floor Area2,962 sqft
FlooringCeramic Tile
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area11,761 sqft (0.269 acres)
Lot Dimensions1,310 ft deep x 900 ft wide
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area397 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number242S26324200A000060
Street Address2020 GRAYSON DR
CityNAVARRE
StateFL
Zip32566-3025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPOMPHREY MANOR LOT 6 BLK A AS DES IN OR 4319 PG 577
Legal Range26W
Legal Township02S
Legal Section24
Legal SubdivisionPOMPHREY MANOR
Legal BlockA
Legal Lot Number6
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1007
Census Tract10827

Owner

2020 Grayson Dr is owned and occupied by an individual who bought it in August 2022.

Source: Santa Rosa County records, as of October 27, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address2020 GRAYSON DR, NAVARRE, FL 32566-3025
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2022Warranty Deed, Transfer · VA Mortgage
PRIMELENDING
Jun 9, 2020Warranty Deed, Transfer · VA Mortgage
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2022 · Amount on File
Deed SaleAug 23, 2022 · Amount on File
Prior SaleJun 9, 2020 · Amount on File
Deed Document Number202249218
Deed Book / Page4319 / 577
Record UpdatedJun 8, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateAug 23, 2022
Property Address2020 GRAYSON DR, NAVARRE, FL 32566-3025
Document Number0043190577
Book / Page4319 / 577
Map ReferenceMB F PG 17
Instrument DateAug 19, 2022
Instrument202249218
Transaction TypeTransfer
Record UpdatedOct 5, 2022
Title CompanySOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,605.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 3704, CARMEL, CA 93921-3704

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2020 GRAYSON DR, NAVARRE, FL 32566-3025

Mortgage

Document Number0004319579
DateAug 23, 2022
Instrument4319/579
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJun 9, 2020
Property Address2020 GRAYSON DR, NAVARRE, FL 32566-3025
Document Number0039602012
Book / Page3960 / 2012
Map ReferenceMB F PG 17
Instrument DateJun 8, 2020
Instrument202027646
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyRELIABLE LAND TITLE CORP

Transaction

AmountAmount on Record
Tax$287.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address109 CHEROKEE TRAIL RD, 109, COCHRAN, GA 31014-2340

Transferred To (Grantee/Buyer)

NameVerified Name
Address2020 GRAYSON DR, NAVARRE, FL 32566-3025

Mortgage

Document Number0039602014
DateJun 9, 2020
Instrument3960/2014
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$4,733.00 (-0.61%)$396,736 (+0.66%) Land $60,000 Building $336,736$396,736 (+0.66%) Land $60,000 Building $336,736
2023$4,762.00 (+34.71%) Homeowner's exemption$394,137 (+21.53%) Land $60,000 Building $334,137$394,137 (+4.27%) Land $60,000 Building $334,137
2022$3,535.00 Homeowner's exemption$324,308$377,982 Land $50,000 Building $327,982

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2020 Grayson Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 248 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies271 units insured
incl. 23 condo units
Nearby Flood Claims31 (1995–2020)
Claims Outside the SFHA7 of 31
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 15 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2020 Grayson Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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