2020 Gary Ln, Escondido, CA 92026 Property Records

San Diego County property record for 2020 Gary Ln, Escondido, CA 92026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,247 sqft · built 1974
Lot Size	0.168 acres (7,300 sqft)
Owner	Individual Name on File
Last Sale	$790,000 (Apr 2026)
Tax Bill	$2,726 (2025)
Deeds & Mortgages	Sep 2022 Reverse Mortgage Apr 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`224-680-29-00`

Property Details

APN / Parcel Number

Primary APN	`224-680-29-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,247 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	7,300 sqft (0.168 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2020 GARY LN
City	ESCONDIDO
State	CA
Zip	92026-1633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-7
Legal Description	LOT 29 TR 007661
Legal Subdivision	ESCONDIDO BLKS RESUB
Legal Tract	007661
Legal Block	3
Legal Lot Number	29
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3002
Census Tract	20304

Owner

2020 Gary Ln is owned by an individual who bought it in April 2026.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	5229 SILVER SAGE DR, CARSON CITY, NV 89701-6664
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Apr 21, 2026	Affidavit, Transfer
Apr 21, 2026	Affidavit, Transfer
Apr 21, 2026	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 21, 2026	Deed, Transfer HOMELIGHT TITLE
Sep 2, 2022	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2026 · Amount on File
Deed Sale	Apr 21, 2026 · Amount on File
Prior Sale	Mar 31, 1995 · Amount on File
Deed Document Number	2026111070
Prior Transfer Date	Mar 30, 1995
Prior Transfer Doc	0000136574
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2020 GARY LN, ESCONDIDO, CA 92026-1633
Transaction Type	Mortgage
Record Updated	Apr 29, 2026
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 GARY LN, ESCONDIDO, CA 92026-1633

Mortgage

Document Number	0000352134
Date	Sep 2, 2022
Instrument	2022-0352134

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	753 Months
Due	Jun 13, 2085

Interest

Rate Type	Fixed Rate

April 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 21, 2026
Property Address	2020 GARY LN, ESCONDIDO, CA 92026-1633
Document Number	0000111068
Instrument Date	Apr 14, 2026
Instrument	2026111068
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5229 SILVER SAGE DR, CARSON CITY, NV 89701-6664

April 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 21, 2026
Property Address	2020 GARY LN, ESCONDIDO, CA 92026-1633
Document Number	0000111067
Instrument Date	Apr 14, 2026
Instrument	2026111067
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 21, 2026
Property Address	2020 GARY LN, ESCONDIDO, CA 92026-1633
Document Number	0000111070
Instrument Date	Mar 31, 2026
Instrument	2026111070
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	HOMESITE TITLE, HOMELIGHT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87,769.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property

Mortgage

Document Number	0000111071,
Date	Apr 21, 2026
Instrument	2026111071

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 21, 2026
Property Address	2020 GARY LN, ESCONDIDO, CA 92026-1633
Document Number	0000111069
Instrument Date	Mar 31, 2026
Instrument	2026111069
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	HOMELIGHT TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	5229 SILVER SAGE DR, CARSON CITY, NV 89701-6664

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2020 GARY LN, ESCONDIDO, CA 92026-1633
Transaction Type	Mortgage
Record Updated	Sep 14, 2022
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 GARY LN, ESCONDIDO, CA 92026-1633

Mortgage

Document Number	0000352134
Date	Sep 2, 2022
Instrument	2022-0352134

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	753 Months
Due	Jun 13, 2085

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2020 Gary Ln was $2,726.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Escondido City
Elementary School District	Escondido Union Elementary School District (KG - 08)
Secondary School District	Escondido Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$247,877 (+2%) Land $93,701 Building $154,176
2025	$2,726.00 Homeowner's exemption	$243,017 Land $91,864 Building $151,153
2023	$2,606.00 (+1.13%) Homeowner's exemption	$233,583 Land $88,298 Building $145,285
2022	$2,577.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2020 Gary Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2020 Gary Ln is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINCON DEL DIABLO MWD (ID-1) serves 28,427 people · EPA ID CA3710018
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Also Mapped Here	VALLECITOS WD
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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