2020 Eisenbath Rd, O Fallon, MO 63366 Property Records

St. Charles County property record for 2020 Eisenbath Rd, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,562 sqft · built 1986
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Tax Bill$2,649 (2025)
Deeds & MortgagesSep 2026 Mortgage
Flood ZoneZone X (minimal risk)
APNA870001104

Property Details

APN / Parcel Number

Primary APNA870001104
Alternative APN
  • 2-0031-S010-00-0003.3100000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,562 sqft Living Area
Gross Area3,578 sqft
1st Floor Area1,562 sqft
Basement Area1,512 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleRanch
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area35 sqft
Deck AreaDeck Area
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account NumberA870001104
Street Address2020 EISENBATH RD
CityO FALLON
StateMO
Zip63366-4503
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NW 1/4
Legal Range2
Legal Township47
Legal Section01
Legal Lot Number3
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group1
Census Block1030
Census Tract312001

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2020 EISENBATH RD, O FALLON, MO 63366-4503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Recording DateSep 23, 2026
Property Address2020 EISENBATH RD, O FALLON, MO 63366-4503
Document Number0000045269
Instrument DateAug 28, 2026
Instrument202645269
Transaction TypeMortgage
Record UpdatedOct 2, 2026
Title CompanyPROFESSIONAL TITLE, PROFESSIONAL LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2020 EISENBATH RD, O FALLON, MO 63366-4503

Mortgage

Document Number0000045269,
DateSep 23, 2026
Instrument202645269
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$46,026 (-)$242,241 (-) Land $29,700 Building $212,541
2025$2,649.00$46,026 (+4.25%)$242,241 (+4.25%) Land $29,700 Building $212,541
2023$44,151
2022$232,370 Land $22,500 Building $209,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims27 (1990–2021)
Most Recent ClaimJun 2021 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Hail, Flooding, Jun 1995 · 4 claims
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 4 claims
  • Severe Storms & Flooding, Sep 1993 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 69% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Spectrum, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Eisenbath Rd

Nearby Streets

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