2020 E Summerridge Dr, Meridian, ID 83646 Property Records

Ada County property record for 2020 E Summerridge Dr, Meridian, ID 83646

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,614 sqft · built 1998
Lot Size	0.205 acres (8,930 sqft)
Owner	Individual Name on File
Last Sale	$443,390 (Aug 2026)
Tax Bill	$2,850 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R8220220360`

Property Details

APN / Parcel Number

Primary APN	`R8220220360`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,614 sqft Living Area
Gross Area	3,570 sqft
1st Floor Area	1,445 sqft
Upper Floors Area	1,169 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	8,930 sqft (0.205 acres)
Garage Type	Attached
Garage Area	956 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	729 sqft
Porch	Porch
Porch Area	100 sqft
Deck Area	300 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2020 E SUMMERRIDGE DR
City	MERIDIAN
State	ID
Zip	83646-5589
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 1 BLK 19 SUMMERFIELD SUB #3
Legal Range	01E
Legal Township	04N
Legal Section	32
Legal Subdivision	SUMMERFIELD SUB NO 03
Legal Block	19
Legal Lot Number	1
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2004
Census Tract	10365

Owner

2020 E Summerridge Dr is owned and occupied by an individual who bought it in August 2026.

Source: Ada County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2020 E SUMMERRIDGE DR, MERIDIAN, ID 83646-5589
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Aug 14, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
May 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Jun 29, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jun 20, 2017	Deed of Trust, Mortgage · Line of Credit IDAHO CTRL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2026 · Amount on File
Deed Sale	Aug 14, 2026 · Amount on File
Prior Sale	Jun 29, 2020 · Amount on File
Deed Document Number	202660976
Prior Transfer Date	Jun 24, 2020
Prior Transfer Doc	0000079671
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Aug 14, 2026
Property Address	2020 E SUMMERRIDGE DR, MERIDIAN, ID 83646-5589
Document Number	0000060976
Instrument Date	Aug 13, 2026
Instrument	202660976
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	EMPIRE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 E SUMMERRIDGE DR, MERIDIAN, ID 83646-5589

Mortgage

Document Number	0000060977,
Date	Aug 14, 2026
Instrument	202660977

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Aug 14, 2026
Property Address	2020 E SUMMERRIDGE DR, MERIDIAN, ID 83646-5589
Document Number	0000060976
Instrument Date	Aug 13, 2026
Instrument	202660976
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	EMPIRE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 E SUMMERRIDGE DR, MERIDIAN, ID 83646-5589

Mortgage

Document Number	0000060977,
Date	Aug 14, 2026
Instrument	202660977

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	2020 E SUMMERRIDGE DR, MERIDIAN, ID 83646-5589
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	PIONEER TITLE CO OF ADA CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040395
Date	May 15, 2019
Instrument	2019-040395

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	2020 E SUMMERRIDGE DR, MERIDIAN, ID 83646-5589
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070433
Date	Aug 9, 2022
Instrument	2022-070433

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 8, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Jun 29, 2020
Property Address	2020 E SUMMERRIDGE DR, MERIDIAN, ID 83646-5589
Document Number	0000079671
Map Reference	MB 69 PG 7047-7048
Instrument Date	Jun 24, 2020
Instrument	2020-079671
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 E SUMMERRIDGE DR, MERIDIAN, ID 83646-5589

Mortgage

Document Number	0000079672
Date	Jun 29, 2020
Instrument	2020-079672

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	2020 E SUMMERRIDGE DR, MERIDIAN, ID 83646-5589
Document Number	0000119451
Instrument Date	Jun 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	PIONEER TITLE COMPANY/ADA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 E SUMMERRIDGE DR MERIDIAN ID 836465589, MERIDIAN, ID 83646-5589

Mortgage

Document Number	0000119451
Date	Dec 14, 2017
Instrument	119451

Lender

Name	IDAHO CTRL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 13, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2020 E Summerridge Dr was $2,850, down 2.3% from the year before.

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$604,600 (-4.4%)	$604,600 (-4.4%)
2025	$2,850.00 (-2.3%)	$632,400	$632,400
2024	$2,917.00
2023		$540,200 Land $178,500 Building $361,700	$540,200 Land $178,500 Building $361,700
2022	$2,489.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2020 E Summerridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2020 E Summerridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fatbeam Fiber	5,000 / 5,000
Sparklight Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Anthem Broadband, CenturyLink, TDS Telecom, Verizon.

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