2020 E Lou Ln, Peru, IN 46970 Property Records

Miami County property record for 2020 E Lou Ln, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,584 sqft · built 1993
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on Record
Last Sale	$176,000 (Apr 2019)
Tax Bill	$2,530 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015-94400-70`

Property Details

APN / Parcel Number

Primary APN	`015-94400-70`
Alternative APNs	`52-08-13-201-016.000-015` `00468549412`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,584 sqft Living Area
1st Floor Area	1,792 sqft
Attic	Attic
Attic Area	3,584 sqft
Basement Area	448 sqft
Unfinished Basement	448 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Construction Type	Wood
Foundation Type	Raised
Roof Material	Metal
Lot Area	69,696 sqft (1.6 acres)
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00468549412
Street Address	2020 E LOU LN
City	PERU
State	IN
Zip	46970-8652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	015-94400-70 WHITACRES HIDEAWAY LOT 207 1.60 ACRES 29 944 00700
Legal Subdivision	WHIT-ACRES HWY SEC 03
Legal Lot Number	207
Jurisdiction	MIAMI IN
Township / Civil Division	PERU
Census Block Group	1
Census Block	1035
Census Tract	952100

Owner

Source: Miami County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2020 E LOU LN, PERU, IN 46970-8652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Line of Credit FARMERS TRUST BANK
Apr 1, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST FARMERS BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2019 · Amount on Record
Deed Sale	Apr 1, 2019 · Amount on Record
Prior Sale	Oct 28, 2009 · Amount on Record
Deed Document Number	2019521392
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Recording Date	Aug 27, 2026
Property Address	2020 E LOU LN, PERU, IN 46970-8652
Document Number	0000523345
Instrument Date	Aug 20, 2026
Instrument	2026523345
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 E LOU LN, PERU, IN 46970-8652

Mortgage

Document Number	0000523345,
Date	Aug 27, 2026
Instrument	2026523345

Lender

Name	FARMERS TRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 23, 2041

Interest

Max Rate	-1%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Apr 1, 2019
Property Address	2020 E LOU LN, PERU, IN 46970-8652
Document Number	20190521392
Instrument Date	Mar 29, 2019
Instrument	20190521392
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20190521393
Date	Apr 1, 2019
Instrument	20190521393

Lender

Name	FIRST FARMERS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Peru Township
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,530.00 (+21.4%) Homeowner's exemption	$275,900 (+32.26%) Land $22,400 Building $253,500	$275,900 (+32.26%) Land $22,400 Building $253,500
2024	$2,084.00 (-1.84%)
2023	$2,123.00 (+4.89%)	$208,600 Land $22,400 Building $186,200	$208,600 Land $22,400 Building $186,200
2022	$2,024.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Skyewaves Fixed Wireless	100 / 100

May also be available: Good Connections.

Cell Coverage

5G and 4G LTE (outdoors only)

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