2020 E Eseco Rd, Cushing, OK 74023 Property Records

Payne County property record for 2020 E Eseco Rd, Cushing, OK 74023

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,977 sqft · built 1910
Lot Size	12.8 acres (559,310 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Mar 2026)
Tax Bill	$681 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17N05E-11-3-00000-000-0501`

Property Details

APN / Parcel Number

Primary APN	`17N05E-11-3-00000-000-0501`
Alternative APNs	`600007768` `7768`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,977 sqft Living Area
1st Floor Area	1,977 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum Siding
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	559,310 sqft (12.8 acres)
Garage Type	Attached
Garage Area	675 sqft

Exterior Amenities

Porch	Slab
Porch Area	124 sqft
Shed	1 Shed
Shed Area	96 sqft
Lean-To	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7768
Street Address	2020 E ESECO RD
City	CUSHING
State	OK
Zip	74023-5515
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	11-17N-05E C-501 (12.84ACM/L) BEG NE/C SE/4 SW/4; W-600' S-545' E-300' S-775' E-300' N-1320' POB
Legal Range	05E
Legal Township	17N
Legal Section	11
Legal Subdivision	17N-05E
Jurisdiction	PAYNE OK
Township / Civil Division	CUSHING
Census Block Group	1
Census Block	1004
Census Tract	11302

Owner

Source: Payne County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2020 E ESECO RD, CUSHING, OK 74023-5515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Mar 16, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2026 · Amount on Record
Deed Sale	Mar 16, 2026 · Amount on Record
Deed Document Number	20262611
Deed Book / Page	2926 / 247
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	2020 E ESECO RD, CUSHING, OK 74023-5515
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 E ESECO RD, CUSHING, OK 74023-5515

Mortgage

Document Number	0026680146
Date	Dec 3, 2021
Book Page	2668/146
Instrument	2021-125385

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	272 Months
Due	Aug 1, 2044

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAYNE OK
Recording Date	Mar 16, 2026
Property Address	2020 E ESECO RD, CUSHING, OK 74023-5515
Document Number	0029260247
Book / Page	2926 / 247
Instrument Date	Mar 13, 2026
Instrument	I-2026-002611
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	OKLAHOMA CLOSING AND TITLE SERVICES, OKLAHOMA CLOSING & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2020 E ESECO RD, CUSHING, OK 74023-5515

Mortgage

Document Number	I2026002612
Date	Mar 16, 2026
Instrument	I-2026-002612

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Cushing Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$681.00 (+8.27%) Homeowner's exemption	$8,420 (-) Land $1,265 Building $7,155
2024	$629.00 (+3.97%) Homeowner's exemption	$8,420 (+3%) Land $1,265 Building $7,155	$85,890 (+13.57%) Land $12,910 Building $72,980
2023	$605.00 (+2.37%) Homeowner's exemption	$8,175 (+3%) Land $1,323 Building $6,852	$75,630 (+6.13%) Land $12,240 Building $63,390
2022	$591.00 Homeowner's exemption	$7,937 Land $1,498 Building $6,439	$71,260 Land $13,450 Building $57,810

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1993–1999)
Most Recent Claim	Jun 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 65% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN CO RW & SEWER DIST 4 serves 2,525 people · EPA ID OK2004105
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Atlink Services, Bluepeak, T-Mobile.

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