2020 E Elizabeth Dr, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 2020 E Elizabeth Dr, Sioux Falls, SD 57103 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,666 sqft · built 1974
Lot Size	0.392 acres (17,076 sqft)
Owner	2 Trust Names on File
Last Sale	$485,000 (Jan 2020)
Tax Bill	$8,904 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-34-257-020-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-34-257-020-000`
Alternative APN	`47542`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,666 sqft Finished Area
1st Floor Area	1,602 sqft
Upper Floors Area	1,064 sqft
Basement Area	1,602 sqft
Finished Basement	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,076 sqft (0.392 acres)
Lot Dimensions	155 ft deep x 109 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Porch	Slab
Porch Area	292 sqft
Deck Area	326 sqft
Patio Area	326 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	47542
Street Address	2020 E ELIZABETH DR
City	SIOUX FALLS
State	SD
Zip	57103-4621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 BLOCK 2 SPENCER HIGHLANDS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	SPENCER HIGHLANDS ADDN
Legal Block	2
Legal Lot Number	33
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1021
Census Tract	1902

Owner

Source: Minnehaha County records · APN 01-22-34-257-020-000

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	2020 E ELIZABETH DR, SIOUX FALLS, SD 57103-4621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 08, 2022	Deed of Trust, Mortgage · Line of Credit PLAINS COMMERCE BANK
May 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Aug 31, 2021	Deed of Trust, Mortgage · Line of Credit PLAINS COMMERCE BANK
Jan 27, 2020	Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 27, 2020 · Amount on Record
Deed Sale	Jan 27, 2020 · Amount on Record
Prior Sale	May 21, 2013
Deed Book / Page	594-D / 0244
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2020 E ELIZABETH DR, SIOUX FALLS, SD 57103-4621
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1962MTG/373
Date	Nov 08, 2022
Book Page	1962 MTG/373

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2020 E ELIZABETH DR, SIOUX FALLS, SD 57103-4621
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1953MTG/324
Date	May 27, 2022
Book Page	1953 MTG/324

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Jun 01, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.2%
Index	Other
Max Rate	10.2%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2020 E ELIZABETH DR, SIOUX FALLS, SD 57103-4621
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1932MTG/908
Date	Aug 31, 2021
Book Page	1932 MTG/908

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jan 27, 2020
Property Address	2020 E ELIZABETH DR, SIOUX FALLS, SD 57103-4621
Document Number	594DEED/0244
Book / Page	594 DEED / 0244
Instrument Date	Jan 22, 2020
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2178 E SAINT MARYS DR, 2178, SALT LAKE CITY, UT 84108-2252

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2020 E ELIZABETH DR, SIOUX FALLS, SD 57103-4621

Mortgage

Document Number	1876MTG0681
Date	Jan 27, 2020
Instrument	1876 MTG/0681

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2050

Tax Assessment & Valuation

Source: Minnehaha County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$8,904.00	$666,700 (-0.03%) Land $52,500 Building $614,200
2024	$8,904.00 (+0.21%)	$666,900 (+10.91%) Land $52,500 Building $614,400
2022	$8,885.00	$601,300 Land $52,500 Building $548,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Minnehaha County (46099C), updated May 2, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460990019021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1997–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2014, other causes, Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low above 2% of the US · above 4% of South Dakota
Wildfire Likelihood	About 1 in 4,762 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 385 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Clarity Telecom	Fiber	5,000 / 5,000
Midcontinent Communications	Cable	2,000 / 350
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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