2020 Cypress Loop, Fortuna, CA 95540 Property Records

Humboldt County property record for 2020 Cypress Loop, Fortuna, CA 95540

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,712 sqft · built 1963
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$389,000 (Aug 2020)
Tax Bill	$4,531 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`200-371-008-000`

Property Details

APN / Parcel Number

Primary APN	`200-371-008-000`
Alternative APN	`20037108`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,712 sqft Living Area
Gross Area	2,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Garage Type	Attached
Garage Area	328 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	2020 CYPRESS LOOP
City	FORTUNA
State	CA
Zip	95540-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	LT5 VALLEY VIEW ADD. RM BK13 PG61
Legal Subdivision	VALLEY VIEW ADD
Legal Block	1
Legal Lot Number	5
Jurisdiction	HUMBOLDT CA
Township / Civil Division	FORTUNA
Census Block Group	1
Census Block	1018
Census Tract	10901

Owner

2020 Cypress Loop is owned and occupied by an individual who bought it in August 2020.

Source: Humboldt County records, as of August 25, 2025

Owner of Record	Individual Name on File
Mailing Address	2020 CYPRESS LOOP, FORTUNA, CA 95540-2226
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Grant Deed, Transfer · Conventional Mortgage CHAMPIE FAMILY TRUST (PT)
Aug 3, 2017	Deed of Trust, Mortgage · Conventional with PMI NATIONSTAR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2020 · Amount on File
Deed Sale	Aug 12, 2020 · Amount on File
Prior Sale	Aug 12, 2020 · Amount on File
Deed Document Number	202013797
Prior Transfer Date	Oct 22, 1997
Prior Transfer Doc	0000026644
Record Updated	Oct 29, 2026

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Aug 12, 2020
Property Address	2020 CYPRESS LOOP, FORTUNA, CA 95540-2226
Document Number	0000013797
Instrument Date	Aug 5, 2020
Instrument	13797
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$428.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 CYPRESS LOOP RD FORTUNA CA 95540, FORTUNA, CA 95540

Mortgage

Document Number	13798
Date	Aug 12, 2020
Instrument	13798

Lender

Name	CHAMPIE FAMILY TRUST (PT)
Address	PO BOX 1388, REDWAY, CA 95560-1388

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	2020 CYPRESS LOOP, FORTUNA, CA 95540-2226
Document Number	0000014701
Instrument Date	Aug 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2017
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2020 CYPRESS LOOP RD FORTUNA CA 95540, FORTUNA, CA 95540

Mortgage

Document Number	0000014701
Date	Aug 11, 2017
Instrument	14701

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2020 Cypress Loop was $4,531 with a homeowner's exemption, up 4.1% from the year before.

Source: Humboldt County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Fortuna City
Elementary School District	Fortuna Elementary School District (PK - 08)
Secondary School District	Fortuna Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,531.00 (+4.09%) Homeowner's exemption	$421,063 Land $129,890 Building $291,173
2024	$4,353.00 (+2.02%)
2023	$4,267.00 (+0.31%) Homeowner's exemption	$404,715 Land $124,848 Building $279,867
2022	$4,254.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2020 Cypress Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2020 Cypress Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FORTUNA serves 12,133 people · EPA ID CA1210006
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
101Netlink Fixed Wireless	100 / 20

May also be available: Verizon.

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