2020 Cradock St, Silver Spring, MD 20905 Property Records

Montgomery County property record for 2020 Cradock St, Silver Spring, MD 20905

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,600 sqft · built 1976
Lot Size	0.295 acres (12,850 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Dec 2017)
Tax Bill	$5,655 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00379313`

Property Details

APN / Parcel Number

Primary APN	`05-00379313`
Alternative APN	`00379313`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,600 sqft Living Area
1st Floor Area	1,886 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,850 sqft (0.295 acres)
Garage Area	400 sqft
Porch	Open Porch
Porch Area	96 sqft
Deck Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00379313
Street Address	2020 CRADOCK ST
City	SILVER SPRING
State	MD
Zip	20905-4206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE1
Legal Description	GOOD HOPE ESTS
Legal Subdivision	GOOD HOPE ESTS
Legal Block	S
Legal Lot Number	25
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	2
Census Block	2004
Census Tract	701408

Owner

2020 Cradock St is owned and occupied by an individual who bought it in December 2017.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	2020 CRADOCK ST, SILVER SPRING, MD 20905-4206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2017 · Amount on File
Deed Sale	Dec 18, 2017 · Amount on File
Prior Sale	Jun 4, 2003
Deed Book / Page	55399 / 109
Prior Transfer Date	Sep 17, 2014
Prior Transfer Doc	0492880376
Record Updated	Sep 20, 2026

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 18, 2017
Property Address	2020 CRADOCK ST, SILVER SPRING, MD 20905-4206
Document Number	0553990109
Book / Page	55399 / 109
Map Reference	MB88 PKL9469
Instrument Date	Nov 17, 2017
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	KVS TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 CRADOCK ST, SILVER SPRING, MD 20905-4206

Mortgage

Document Number	0055399116
Date	Dec 18, 2017
Instrument	55399/116

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2020 Cradock St was $5,655, down 5.3% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$530,000 (+4.96%) Land $223,500 Building $306,500	$530,000 (-) Land $223,500 Building $306,500
2025	$5,655.00 (-5.31%)	$504,967	$530,000 Land $223,500 Building $306,500
2024	$5,972.00
2023		$454,900 Land $223,500 Building $231,400	$454,900 Land $223,500 Building $231,400
2022	$4,688.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2020 Cradock St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2020 Cradock St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cradock St

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