2020 Cotton Patch Rd, Gretna, VA 24557 Property Records

Pittsylvania County property record for 2020 Cotton Patch Rd, Gretna, VA 24557

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,648 sqft
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,418 (2026)
Deeds & Mortgages	May 2017 Refinance
Flood Zone	Zone X (minimal risk)
APN	`2520-14-3047`

Property Details

APN / Parcel Number

Primary APN	`2520-14-3047`
Alternative APN	`146270`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,648 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	48,352 sqft (1.11 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	146270
Street Address	2020 COTTON PATCH RD
City	GRETNA
State	VA
Zip	24557-2200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COTTON PATCH RD 672 1.11 AC
Jurisdiction	PITTSYLVANIA VA
Township / Civil Division	CALLANDS-GRETNA
Census Block Group	2
Census Block	2009
Census Tract	10600

Owner

Source: Pittsylvania County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2020 COTTON PATCH RD, GRETNA, VA 24557-2200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PITTSYLVANIA VA
Property Address	2020 COTTON PATCH RD, GRETNA, VA 24557-2200
Transaction Type	Mortgage
Record Updated	Jun 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170002859
Date	May 18, 2017
Instrument	170002859

Lender

Name	FIRST CITIZENS BANK & TRUST COMPANY

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pittsylvania County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Pittsylvania County
Unified School District	Pittsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,418.00 (+0.07%)	$228,700 (+43.84%) Land $16,000 Building $212,700	$228,700 (+43.84%) Land $16,000 Building $212,700
2025	$1,417.00
2022		$159,000 Land $16,000 Building $143,000	$159,000 Land $16,000 Building $143,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3