2020 Cobblestone Manor, Modesto, CA 95355 Property Records

Stanislaus County property record for 2020 Cobblestone Manor, Modesto, CA 95355

Property Summary

Property Type	Zero Lot Line
Details	3 bd · 3 ba · 1,565 sqft · built 1989
Lot Size	0.082 acres (3,590 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jul 2015)
Tax Bill	$2,800 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Aug 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`077-034-067-000`

Property Details

APN / Parcel Number

Primary APN	`077-034-067-000`
Alternative APN	`0773467`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,565 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Construction Type	Wood
Lot Area	3,590 sqft (0.082 acres)
Parking Spaces	2 Parking Spaces
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	0773467
Street Address	2020 COBBLESTONE MNR
City	MODESTO
State	CA
Zip	95355-9183
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Legal Description	COBBLESTONE BLK 11170 LOT 16
Legal Subdivision	COBBLESTONE
Legal Block	11170
Legal Lot Number	16
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1002
Census Tract	913

Owner

Source: Stanislaus County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2020 COBBLESTONE MNR, MODESTO, CA 95355-9183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 17, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Mar 7, 2022	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Apr 20, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Apr 23, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Feb 6, 2018	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Jul 1, 2017	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2015 · Amount on Record
Deed Sale	Jul 15, 2015 · Amount on Record
Prior Sale	Jul 22, 2011
Deed Document Number	2015-0055411
Record Updated	Jun 7, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2020 COBBLESTONE MNR, MODESTO, CA 95355-9183
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 COBBLESTONE MNR, MODESTO, CA 95355-9183
Investor	Possibly a Property Investor

Mortgage

Document Number	0000046199
Date	Sep 22, 2025
Instrument	2025-0046199

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2020 COBBLESTONE MNR, MODESTO, CA 95355-9183
Transaction Type	Mortgage
Record Updated	Aug 30, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 COBBLESTONE MNR, MODESTO, CA 95355-9183

Mortgage

Document Number	0000056371
Date	Aug 17, 2022
Instrument	2022-0056371

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2020 COBBLESTONE MNR, MODESTO, CA 95355-9183
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 COBBLESTONE MNR, MODESTO, CA 95355-9183

Mortgage

Document Number	0000016478
Date	Mar 7, 2022
Instrument	2022-0016478

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	May 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2020 COBBLESTONE MNR, MODESTO, CA 95355-9183
Document Number	0000030542
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 COBBLESTONE MNR MODESTO CA 953559183, MODESTO, CA 95355-9183

Mortgage

Document Number	0000030542
Date	Apr 30, 2020
Instrument	30542

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2020 COBBLESTONE MNR, MODESTO, CA 95355-9183
Document Number	0000028944
Instrument Date	Apr 23, 2019
Transaction Type	Mortgage
Record Updated	May 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 COBBLESTONE MNR MODESTO CA 953559183, MODESTO, CA 95355-9183

Mortgage

Document Number	0000028944
Date	May 9, 2019
Instrument	28944

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 8, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2020 COBBLESTONE MNR, MODESTO, CA 95355-9183
Document Number	0000009500
Instrument Date	Feb 6, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 COBBLESTONE MNR MODESTO CA 953559183, MODESTO, CA 95355-9183

Mortgage

Document Number	0000009500
Date	Feb 13, 2018
Instrument	9500

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2020 COBBLESTONE MNR, MODESTO, CA 95355-9183
Document Number	0000049567
Instrument Date	Jul 1, 2017
Transaction Type	Mortgage
Record Updated	Jul 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 COBBLESTONE MNR MODESTO CA 953559183, MODESTO, CA 95355-9183

Mortgage

Document Number	0000049567
Date	Jul 10, 2017
Instrument	49567

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2047

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Sylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,800.00 (+3.93%) Homeowner's exemption	$260,430 (+4.04%) Land $106,539 Building $153,891
2023	$2,694.00 (+4.26%) Homeowner's exemption	$250,318 Land $102,402 Building $147,916
2022	$2,584.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 919 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies.

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