2020 Cherry Rd, Edgewood, MD 21040 Property Records

Harford County property record for 2020 Cherry Rd, Edgewood, MD 21040

Property Summary

Property Type	Single Family Home
Details	1 ba · 900 sqft · built 1960
Lot Size	0.503 acres (21,900 sqft)
Owner	Individual Name on File
Last Sale	$168,000 (Jul 2009)
Tax Bill	$1,670 (2025)
Deeds & Mortgages	Jul 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`01-110365`

Property Details

APN / Parcel Number

Primary APN	`01-110365`
Alternative APNs	`1110365` `110365`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	900 sqft Total Area
Basement Area	450 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,900 sqft (0.503 acres)
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	110365
Street Address	2020 CHERRY RD
City	EDGEWOOD
State	MD
Zip	21040-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 25 21900 SF 2020 CHERRY ROAD EDGE MEAD S1B PT 9/10
Legal Subdivision	EDGEWOODS MDWS SEC 01-B
Legal Lot Number	25
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	1
Census Block	1005
Census Tract	301601

Owner

Source: Harford County records · APN 01-110365

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2020 CHERRY RD, EDGEWOOD, MD 21040-2412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 23, 2009 · Amount on Record
Deed Sale	Jul 23, 2009 · Amount on Record
Deed Document Number	20092178
Deed Book / Page	8226 / 99
Record Updated	Sep 20, 2026

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HARFORD MD
Property Address	2020 CHERRY RD, EDGEWOOD, MD 21040-2412
Document Number	0140710050
Instrument Date	Jul 02, 2020
Transaction Type	Mortgage
Record Updated	Oct 06, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2020 CHERRY RD EDGEWOOD MD 210402412, EDGEWOOD, MD 21040-2412

Mortgage

Document Number	0140710050
Date	Aug 28, 2020
Book Page	014071/000050

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2050

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,833 (+4.82%)	$176,600 (-) Land $53,500 Building $123,100
2025	$1,670.00 (+3.92%) Homeowner's exemption	$161,067 (+7.09%)	$176,600 (+15.2%) Land $53,500 Building $123,100
2023		$150,400	$153,300 Land $53,500 Building $99,800
2022	$1,607.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 394 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.