2020 Braxton St, Clermont, FL 34711 Property Records

Lake County property record for 2020 Braxton St, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,170 sqft · built 1999
Lot Size	0.114 acres (5,008 sqft)
Owner	Company Name on Record
Last Sale	$188,000 (Oct 2018)
Tax Bill	$1,097 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-23-26-2405-000-90400`

Property Details

APN / Parcel Number

Primary APN	`04-23-26-2405-000-90400`
Alternative APN	`3786197`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,170 sqft Living Area
1st Floor Area	1,170 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	5,008 sqft (0.114 acres)
Garage Type	Finished
Garage Area	465 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3786197
Street Address	2020 BRAXTON ST
City	CLERMONT
State	FL
Zip	34711-5701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLERMONT WHITEHALL AT KINGS RIDGE PHASE II LOT 904 PB 41 PG 11-13 ORB 5190 PG 1770 ORB 6012 PG 433
Legal Range	26E
Legal Township	23S
Legal Section	04
Legal Subdivision	CLERMONT
Legal Phase	2
Legal Tract	2405
Legal Lot Number	904
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1011
Census Tract	31308

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	2020 BRAXTON ST, CLERMONT, FL 34711-5701
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Aug 22, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Jul 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Oct 29, 2018	Warranty Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2018 · Amount on Record
Deed Sale	Oct 29, 2018 · Amount on Record
Prior Sale	Oct 29, 2018 · Amount on Record
Deed Document Number	0051901770
Deed Book / Page	5190 / 1770
Last Transfer Date	Aug 22, 2022
Transfer Doc	0060120433
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2020 BRAXTON ST, CLERMONT, FL 34711-5701
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 BRAXTON ST, CLERMONT, FL 34711-5701

Mortgage

Document Number	0057341027
Date	Jun 21, 2021
Book Page	5734/1027
Instrument	2021084951

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Aug 22, 2022
Property Address	2020 BRAXTON ST, CLERMONT, FL 34711-5701
Document Number	0060120433
Book / Page	6012 / 433
Map Reference	MB 41 PG 11-13
Instrument Date	Aug 18, 2022
Instrument	2022113883
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2020 BRAXTON ST, CLERMONT, FL 34711-5701

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2020 BRAXTON ST, CLERMONT, FL 34711-5701

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2020 BRAXTON ST, CLERMONT, FL 34711-5701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053072049
Date	Jul 11, 2019
Book Page	5307/2049
Instrument	2019077102

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2034

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Oct 29, 2018
Property Address	2020 BRAXTON ST, CLERMONT, FL 34711-5701
Document Number	0051901770
Book / Page	5190 / 1770
Map Reference	MB 41 PG 11-13
Instrument Date	Sep 25, 2018
Instrument	2018126780
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	PUBLIC TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,316.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	98 ESPIGPAE ST, 98, SELKIRK, NY 12158

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2020 PRAXTON ST, CLERMONT, FL 34711

Mortgage

Document Number	2018126781
Date	Oct 29, 2018
Instrument	2018126781

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$108,370 (+5.97%) Land $100,000 Building $8,370	$248,321 (-3.87%) Land $100,000 Building $148,321
2024	$1,097.00 (+3.49%)
2023	$1,060.00 (+4.54%) Homeowner's exemption	$102,260 (+2.99%)	$258,329 (+13.14%) Land $100,000 Building $158,329
2022	$1,014.00 Homeowner's exemption	$99,290	$228,329 Land $70,000 Building $158,329

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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