Hopkins County property record for 2020 Bone Rd, Nebo, KY 42441
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | built 2010 |
| Lot Size | 64.3 acres (2,802,215 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $67,700 (Feb 2022) |
| Tax Bill | $381 (2021) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | MAP-21-11 |
| Primary APN | MAP-21-11 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Frame |
| Lot Area | 2,802,215 sqft (64.3 acres) |
| Terrain | Rolling |
| Driveway | Gravel Driveway |
| Account Number | 53733 |
|---|---|
| Street Address | 2020 BONE RD |
| City | NEBO |
| State | KY |
| Zip | 42441-9538 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | OTH |
| Legal Description | 575-671 |
| Jurisdiction | HOPKINS KY |
| Township / Civil Division | DAWSON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 971000 |
Source: Hopkins County records, as of November 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8988 ROSE CREEK RD, NEBO, KY 42441-9316 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Feb 11, 2022 | Intrafamily Transfer, Transfer · Line of Credit FARMERS BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2022 · Amount on Record |
| Deed Sale | Feb 11, 2022 · Amount on Record |
| Deed Document Number | 20221490 |
| Deed Book / Page | 800 / 644 |
| Prior Transfer Date | Dec 27, 2021 |
| Prior Transfer Doc | 0000001488 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOPKINS KY |
| Property Address | 2020 BONE RD, NEBO, KY 42441-9538 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001312/125 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 1312/125 |
| Instrument | 2021002355 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | 46084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 369 Months |
| Due | Dec 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HOPKINS KY |
| Recording Date | Feb 11, 2022 |
| Property Address | 2020 BONE RD, NEBO, KY 42441-9538 |
| Document Number | DEED800/639 |
| Book / Page | DEED 800 / 639 |
| Instrument Date | Dec 27, 2021 |
| Instrument | 2022001489 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 554, MAYNARDVILLE, TN 37807-0554 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2020 BONE RD, NEBO, KY 42441-9538 |
| Document Number | 2022001491 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | 2022001491 |
| Name | FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Dec 31, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Hopkins County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hopkins County |
| Unified School District | Hopkins County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2021 | $381.00 | $32,300 | $32,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH HOPKINS WATER DISTRICT serves 8,440 people · EPA ID KY0540406 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Sep 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Watch TV Fixed Wireless | 100 / 20 |
| AT&T DSL | 10 / 1 |
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