2020 197th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 2020 197th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,532 sqft · built 2014
Lot Size	0.111 acres (4,842 sqft)
Owner	2 Company Names on File
Last Sale	$360,000 (Aug 2019)
Tax Bill	$6,038 (2026)
Deeds & Mortgages	Aug 2019 Sale Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500391-0-390`

Property Details

APN / Parcel Number

Primary APN	`500391-0-390`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,532 sqft Living Area
Gross Area	3,020 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	4,842 sqft (0.111 acres)
Garage Type	Attached
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2020 197TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-8092
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 14 PLAT SOUTHWIND PDD LOT 39 TOG/W UND INT IN TRS A1, A2, C & D EASE OF RECORD OUT OF 03-18-03-1-021 SEG 2007-0932 JU 5/16/07MC
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	SOUTHWIND PDD
Legal Lot Number	39
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1006
Census Tract	71411

Owner

2020 197th St Ct E is owned by a company that bought it in August 2019.

Source: Pierce County records, as of October 19, 2026

Owner of Record	2 Company Names on File
Mailing Address	2525 W FRYE RD, 300, CHANDLER, AZ 85224-6287
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2019	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Oct 16, 2017	Warranty Deed, Transfer · VA Mortgage ENDEAVOR AMERICA LOAN SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2019 · Amount on File
Deed Sale	Aug 15, 2019 · Amount on File
Prior Sale	Oct 16, 2017 · Amount on File
Deed Document Number	2019410
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 15, 2019
Property Address	2020 197TH STREET CT E, SPANAWAY, WA 98387-8092
Document Number	1908150410
Instrument Date	Aug 12, 2019
Instrument	201908150410
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$6,413.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1590 SE EASTGATE WAY #150 BELLEVUE WA 98008, 150, BELLEVUE, WA 98008
Investor	Possibly a Property Investor

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Oct 16, 2017
Property Address	2020 197TH STREET CT E, SPANAWAY, WA 98387-8092
Document Number	1710160410
Instrument Date	Oct 7, 2017
Instrument	201710160410
Transaction Type	Transfer
Record Updated	Nov 10, 2017
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,683.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2020 197TH STREET CT E SPANAWAY WA 983878092, SPANAWAY, WA 98387-8092

Mortgage

Document Number	1710160411
Date	Oct 16, 2017
Instrument	201710160411

Lender

Name	ENDEAVOR AMERICA LOAN SVCS
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 2020 197th St Ct E was $6,038, up 0.9% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,038.00 (+0.87%)	$538,700 (+0.41%) Land $143,700 Building $395,000	$538,700 (+0.41%) Land $143,700 Building $395,000
2025	$5,986.00 (+3.56%)	$536,500 (+8.01%) Land $150,400 Building $386,100	$536,500 (+8.01%) Land $150,400 Building $386,100
2024	$5,780.00 (-2.51%)	$496,700 (-4.3%) Land $150,400 Building $346,300	$496,700 (-4.3%) Land $150,400 Building $346,300
2023	$5,929.00	$519,000 Land $142,600 Building $376,400	$519,000 Land $142,600 Building $376,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2020 197th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2020 197th St Ct E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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