Ramsey County property record for 2020 11th Ave SW, Devils Lake, ND 58301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,208 sqft · built 2005 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $230,000 (Aug 2017) |
| Tax Bill | $1,978 (2025) |
| Deeds & Mortgages | Nov 2005 Mortgage Feb 2014 Mortgage + 7 more |
| APN | 05417002314000 |
| Primary APN | 05417002314000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,208 sqft Living Area |
| Basement Area | 1,208 sqft |
| Unfinished Basement | 1,208 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Street Address | 2020 11TH AVE SW |
|---|---|
| City | DEVILS LAKE |
| State | ND |
| Zip | 58301-8656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 JERBOMAR ESTATES (DL/DL) |
| Legal Subdivision | JERBOMAR ESTATES |
| Legal Lot Number | 20 |
| Jurisdiction | RAMSEY ND |
| Township / Civil Division | CREEL |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 957800 |
2020 11th Ave SW is owned and occupied by an individual who acquired it in November 2021.
Source: Ramsey County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2020 11TH AVE SW, DEVILS LAKE, ND 58301-8656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 28, 2005 | Deed of Trust, Mortgage · Conventional Mortgage WESTERN STATE BANK |
| Feb 4, 2014 | Deed of Trust, Mortgage · ARM GATE CITY BANK |
| Dec 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WESTERN STATE BANK |
| Nov 29, 2021 | Divorce Transfer, Transfer · Conventional Mortgage WESTERN STATE BANK |
| Aug 31, 2017 | Warranty Deed, Transfer · Conventional Mortgage RAMSEY NATIONAL BANK |
| May 24, 2013 | Intrafamily Transfer, Transfer |
| Jan 27, 2010 | Quit Claim Deed, Transfer · FHA Mortgage BANK OF AMERICA NA |
| Aug 31, 2006 | Warranty Deed, Transfer · Conventional Mortgage AEGIS WHOLESALE CORP |
| Feb 3, 2005 | Warranty Deed, Subdivision Related Transfer WESTERN STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2017 · Amount on File |
| Deed Sale | Aug 31, 2017 · Amount on File |
| Prior Sale | Jan 27, 2010 · Amount on File |
| Deed Document Number | 2017268570 |
| Last Transfer Date | Nov 22, 2021 |
| Transfer Doc | 0000278092 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 2020 11TH AVE SW, DEVILS LAKE, ND 58301-8656 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000236563 |
|---|---|
| Date | Nov 28, 2005 |
| Instrument | 236563 |
| Name | WESTERN STATE BANK |
|---|---|
| Address | DEVILS LAKE, ND 58301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 2020 11TH AVE SW, DEVILS LAKE, ND 58301-8656 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000259092 |
|---|---|
| Date | Feb 4, 2014 |
| Instrument | 259092 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58102 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Mar 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.37% |
| Max Rate At Change | 5.37% |
| Index | 1-Year CMT |
| Max Rate | 7.95% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY ND |
| Property Address | 2020 11TH AVE SW, DEVILS LAKE, ND 58301-8656 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2022 |
| Title Company | REGENCY TITLE-FARGO, REGENCY TITLE FARGO |
| Name | Verified Name |
|---|
| Document Number | 0000278214 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 278214 |
| Name | WESTERN STATE BANK |
|---|---|
| Type | Bank |
| Address | WEST FARGO, ND 58078 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Divorce Transfer |
|---|---|
| Jurisdiction | RAMSEY ND |
| Recording Date | Nov 29, 2021 |
| Property Address | 2020 11TH AVE SW, DEVILS LAKE, ND 58301-8656 |
| Document Number | 0000278092 |
| Instrument Date | Nov 22, 2021 |
| Instrument | 278092 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Title Company | REGENCY TITLE-FARGO, REGENCY TITLE FARGO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2020 11TH AVE SW, DEVILS LAKE, ND 58301-8656 |
| Document Number | 0000278214 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 278214 |
| Name | WESTERN STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 362 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY ND |
| Recording Date | Aug 31, 2017 |
| Property Address | 2020 11TH AVE SW, DEVILS LAKE, ND 58301-8656 |
| Document Number | 0000268570 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 268570 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2020 11TH AVE SW, DEVILS LAKE, ND 58301-8656 |
| Document Number | 0000268571 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 268571 |
| Name | RAMSEY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | DEVILS LAKE, ND 58301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RAMSEY ND |
| Recording Date | May 24, 2013 |
| Property Address | 2020 11TH AVE SW, DEVILS LAKE, ND 58301-8656 |
| Document Number | 0000256966 |
| Instrument Date | May 22, 2013 |
| Instrument | 256966 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2020 11TH AVE SW, DEVILS LAKE, ND 58301-8656 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RAMSEY ND |
| Recording Date | Jan 27, 2010 |
| Property Address | 2020 11TH AVE SW, DEVILS LAKE, ND 58301-8656 |
| Document Number | 0000247787 |
| Instrument Date | Jan 7, 2010 |
| Instrument | 247787 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Title Company | NEW MILLENNIUM TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2020 11TH AVE SW, DEVILS LAKE, ND 58301-8656 |
| Document Number | 0000247788 |
|---|---|
| Date | Jan 27, 2010 |
| Instrument | 247788 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2040 |
| Rate | 5.5% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY ND |
| Recording Date | Aug 31, 2006 |
| Property Address | 2020 11TH AVE SW, DEVILS LAKE, ND 58301-8656 |
| Document Number | 0000238758 |
| Instrument Date | Aug 28, 2006 |
| Instrument | 238758 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2020 11TH AVE SW, DEVILS LAKE, ND 58301-8656 |
| Document Number | 0000238759 |
|---|---|
| Date | Aug 31, 2006 |
| Instrument | 238759 |
| Name | AEGIS WHOLESALE CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY ND |
| Recording Date | Feb 3, 2005 |
| Property Address | 2020 11TH AVE SW, DEVILS LAKE, ND 58301-8656 |
| Document Number | 0000234427 |
| Instrument Date | Feb 1, 2005 |
| Instrument | 234427 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4316 56TH AVE NE, MADDOCK, ND 58348-9502 |
| Document Number | 0000234428 |
|---|---|
| Date | Feb 3, 2005 |
| Instrument | 234428 |
| Name | WESTERN STATE BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 6 Months |
| Due | Aug 15, 2005 |
The 2025 property tax bill for 2020 11th Ave SW was $1,978, down 42.8% from the year before.
Source: Ramsey County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Ramsey County |
| County Subdivision | Creel Township |
| Unified School District | Devils Lake Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,978.00 (-42.77%) | $147,900 Land $15,000 Building $132,900 | $295,800 Land $30,000 Building $265,800 |
| 2024 | $3,456.00 (+25.95%) | ||
| 2023 | $2,744.00 | $129,050 Land $14,000 Building $115,050 | $258,100 Land $28,000 Building $230,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 2020 11th Ave SW; there have been 223 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 223 (1995–2012) |
| Claims Outside the SFHA | 135 of 223 |
| Most Recent Claim | Sep 2012 · lake rise |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2020 11th Ave SW is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 68% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREATER RAMSEY WATER DISTRICT serves 5,280 people · EPA ID ND3601424 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| North Dakota Telephone Company Fiber | 10,000 / 10,000 |
| Midco Cable | 1,250 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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